RUBISLAW TERRACE CARE LIMITED
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 5.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (25 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-18🔒Charge registered #4Lender: Barclays Security Trustee Limited (The Security Trustee) Acting in Its Capacity as Security Trustee for and on Behalf of the Secured Parties (as Defined in the Instrument Evidencing the Charge Accompanying This Form MR01)
- 2022-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-16🔒Charge registered #3Lender: Barclays Security Trustee Limited in Its Capacity as Security Trustee for and on Behalf of the Secured Parties (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01)
- 2022-05-24📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-11-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-03-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-03🔒Charge registered #2Lender: Barclays Security Trustee Limited (As Security Trustee)
- 2021-01-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-24🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2020-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-06-24📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2020-06-24📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2020-03-10🏢Company incorporatedAs RUBISLAW TERRACE CARE LIMITED
- 2020-03-10➕KAVI, Vikram Pralhad, Dr appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Archana Kavi Individual · British · DOB 08/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/05/2020 |
Dr Vikram Pralhad Kavi Individual · British · DOB 09/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/05/2020 |
1 historic (ceased) PSC
- Avk Dental Care Limitedceased 27/05/2020· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited (The Security Trustee) Acting in Its Capacity as Security Trustee for and on Behalf of the Secured Parties (as Defined in the Instrument Evidencing the Charge Accompanying This Form MR01) | A registered charge | 1 property | 18/07/2022 | — | |
| outstanding | Barclays Barclays Security Trustee Limited in Its Capacity as Security Trustee for and on Behalf of the Secured Parties (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01) | A registered charge | 1 property | 16/06/2022 | — | |
| outstanding | Barclays Barclays Security Trustee Limited (As Security Trustee) | A registered charge | 1 property | 03/03/2021 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 24/12/2020 | — |