ALLAN PROPERTY LTD
🏛️Establishedactive
SC657444 · ltd · incorporated 2020-03-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · medium confidence
Mixed signals — 1 changes over 30 days, no clear direction yet.
- · Live charges: 23 → 27
What changed my view
Last 30 days
Picture worsened over the last 30 days — 1 negative signal vs 0 positive.
- ↓Live charges: 23 → 27
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-154.2k
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
27 live charges · 8 lenders · oldest 5.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
27 charges (27/27 with lender, 27/27 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £154,164
High leverage
Liabilities are 100% of total assets
Leverage
100%
Liabilities / Total assets
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£154k
↓ 184% YoY
Current Assets
£16k
↓ 64% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.01M | £808.8k |
| Current assets | £15.7k | £43.3k |
| Net assets | £-154.2k | £-54.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
4
filings
- • 4 mortgage
Last 90 days
10
filings
- • 10 mortgage
Last 180 days
19
filings
- • 14 mortgage
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2026-06-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-19🔓Charge satisfied #4
- 2026-06-19🔓Charge satisfied #1
- 2026-06-19🔓Charge satisfied #3
- 2026-06-19🔓Charge satisfied #2
- 2026-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-21🔒Charge registered #27Lender: Lendinvest Btl Limited
- 2026-05-20🔒Charge registered #26Lender: Lendinvest Btl Limited
- 2026-05-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28🔒Charge registered #24Lender: Lendinvest Btl Limited
- 2026-04-27🔒Charge registered #22Lender: Lendinvest Btl Limited
- 2026-04-24🔒Charge registered #23Lender: Lendinvest Btl Limited
- 2026-04-23🔒Charge registered #25Lender: Lendinvest Btl Limited
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-16🔒Charge registered #20Lender: Lendinvest Btl Limited
- 2026-03-13🔒Charge registered #21Lender: Lendinvest Btl Limited
- 2026-02-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-03🔒Charge registered #19Lender: Lendinvest Btl Limited
- 2026-01-30🔒Charge registered #18Lender: Lendinvest Btl Limited
- 2025-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-28🔒Charge registered #17Lender: Lendinvest Btl Limited
- 2025-07-25🔒Charge registered #16Lender: Lendinvest Btl Limited
- 2025-01-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #15Lender: Lendinvest Btl Limited
- 2024-12-13🔒Charge registered #14Lender: Lendinvest Btl Limited
- 2024-11-12🔒Charge registered #13Lender: Paratus Amc Limited
- 2024-08-22🔒Charge registered #12Lender: Paratus Amc Limited
- 2024-07-08🔒Charge registered #11Lender: Together Commercial Finance Limited
- 2024-07-04🔒Charge registered #10Lender: Together Commercial Finance Limited
- 2024-05-10🔒Charge registered #9Lender: The Mortgage Lender Limited
- 2024-03-22🔒Charge registered #8Lender: Aldermore Bank PLC
- 2024-02-26🔒Charge registered #7Lender: Lendinvest Btl Limited
- 2023-11-22🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2023-04-22🔒Charge registered #5Lender: Kensington Mortgage Company Limited
Showing most recent 50 of 57 events
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ALLAN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 low12 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-21: A registered charge; 2026-05-20: A registered charge; 2026-04-28: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
23 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Angela Allan Individual · British · DOB 10/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/01/2023 |
Mr Ross Allan Individual · British · DOB 06/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GANDER EQUITIES LIMITED→ SC038884 · est 1963 | £5.39M £4.58M–£6.20M | — | £5.39M | — | 63y | 83 | 87y |
| NEWTON PROPERTY MANAGEMENT LTD.→ SC224378 · est 2001 | £1.45M £1.23M–£1.66M | — | £1.45M | — | 24y | 83 | 70y |
| MILBEAR HOLDINGS (GLASGOW) LIMITED→ SC046691 · est 1969 | £974.3k £828.2k–£1.12M | — | £974.3k | — | 57y | 83 | 101y |
| CITYPROP INVESTMENTS LTD.→ SC157489 · est 1995 | £927.3k £788.2k–£1.07M | — | £927.3k | — | 31y | 83 | 87y |
| DOMINPLAN PROPERTY CO. LIMITED→ SC039504 · est 1963 | £672.2k £571.4k–£773.1k | — | £672.2k | — | 62y | 83 | 89y |
| CALEDONIA WATERFRONT (HARBOUR ROAD) LIMITED→ SC345086 · est 2008 | £623.3k £529.8k–£716.8k | — | £623.3k | — | 17y | 83 | 70y |
| INNOVATION PROPERTIES LIMITED→ SC312436 · est 2006 | £444.7k £378.0k–£511.4k | — | £444.7k | — | 19y | 83 | 86y |
| OREBLOCK LIMITED→ SC161313 · est 1995 | £146.5k £124.6k–£168.5k | — | £146.5k | — | 30y | 83 | 69y |
| HORSESHOE DEVELOPMENTS (PORT GLASGOW) LIMITED→ SC315228 · est 2007 | £132.9k £113.0k–£152.9k | — | £132.9k | — | 19y | 83 | 68y |
| BARRWOOD DEVELOPMENTS LIMITED→ SC055126 · est 1974 | £117.8k £100.1k–£135.5k | — | £117.8k | — | 52y | 83 | 59y |
| GALEN PROPERTIES LTD→ SC283636 · est 2005 | £64.1k £54.5k–£73.7k | — | £64.1k | — | 21y | 83 | 62y |
| LEMAY INVESTMENTS LIMITED→ SC253839 · est 2003 | £53.3k £45.3k–£61.3k | — | £53.3k | — | 22y | 83 | 70y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
2j International House
Stanley Boulevard
Glasgow
South Lanarkshire
G72 0BN
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (2 active · 0 resigned)
ALLAN, Angela→
Activedirector · ~43y · appointed 2023-01-20
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
27
Total charges
23
Outstanding
7
Active lenders
Status:Lender:27 of 27 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 21/05/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 20/05/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 28/04/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 24/04/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 23/04/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 16/03/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 13/03/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 03/02/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 30/01/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 28/07/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 25/07/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 13/12/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 12/11/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 22/08/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 04/07/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 10/05/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/03/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 26/02/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/11/2023 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 22/04/2023 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 21/12/2022 | 19/06/2026 | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/04/2021 | 19/06/2026 | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 19/04/2021 | 19/06/2026 | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 19/04/2021 | 19/06/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (53 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-19
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-19
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-19
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-10
change-person-director-company-with-change-date
officers · CH01
2026-02-24
change-person-director-company-with-change-date
officers · CH01
2026-02-23