INVESTOR DISTRICT LTD
💤Zombieactive
SC660625 · ltd · incorporated 2020-05-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
8 live charges · 5 lenders · oldest 5.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.4 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-02-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-04🔒Charge registered #8Lender: Aldermore Bank PLC
- 2025-07-10➖WOLYNIEC, Agnieszka resigneddirector
- 2025-07-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-15➕WOLYNIEC, Agnieszka appointeddirector
- 2025-04-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-08🔓Charge satisfied #6
- 2024-11-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-30🔒Charge registered #7Lender: Kensington Mortgage Company Limited
- 2024-10-30🔒Charge registered #6Lender: Together Commercial Finance Limited
- 2024-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-06🔒Charge registered #5Lender: Aldermore Bank PLC
- 2024-08-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-29🔓Charge satisfied #4
- 2024-08-29🔓Charge satisfied #3
- 2024-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-16📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2023-08-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-14🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2023-07-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-21🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2023-02-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-29🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-12-22🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2020-05-06🏢Company incorporatedAs INVESTOR DISTRICT LTD
- 2020-05-06➕WOLYNIEC, Michal appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michal Wolyniec Individual · Polish · DOB 01/1985 · age 41 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/05/2020 |
1 historic (ceased) PSC
- Mrs Agnieszka Wolyniecceased 10/07/2025· board control · trust interest · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ELLA & LEWIS PROPERTIES LTD→ SC801222 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GARELOCH VIEW LIMITED→ SC401711 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| GLASCHU LETS LTD→ SC838388 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GUNN GROUP LTD→ SC856853 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HARBOR PROPERTY (SCOTLAND) LIMITED→ SC491291 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| HILL DRYBURGH LIMITED→ SC808230 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOMES FOR SAPIENS SUITES LTD→ SC884422 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| IHMV PROPERTY LIMITED→ SC680774 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| INVERGROVE LIMITED→ SC160333 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ISA PROPERTY LTD→ SC683635 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| JACOL PROPERTIES LTD→ SC834636 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JAGNAV PROPERTIES LTD→ SC552352 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-06
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
107 Oakridge Crescent
Paisley
PA3 1RT
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-07-24
Last: 2025-07-10
Officers (1 active · 1 resigned)
WOLYNIEC, Michal→
Activedirector · ~41y · appointed 2020-05-06
View their other companies + combined net worth →
WOLYNIEC, Agnieszka→
Resigneddirector · ~40y · appointed 2025-06-15 · resigned 2025-07-10
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
5
Outstanding
4
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/09/2025 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 30/10/2024 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 30/10/2024 | 08/11/2024 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 06/09/2024 | — | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/08/2023 | 29/08/2024 | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 21/07/2023 | 29/08/2024 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 3 properties | 29/11/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 22/12/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-10
termination-director-company-with-name-termination-date
officers · TM01
2025-07-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-24
appoint-person-director-company-with-name-date
officers · AP01
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-07
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-11
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-29