MMCF PROPERTIES LTD
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 0.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £51.7k | — |
| Current assets | £170 | — |
| Net assets | £246 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (13 events)Click to expand
- 2026-04-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-07🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2024-10-11✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-10-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-03-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-07📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-05-19🏢Company incorporatedAs MMCF PROPERTIES LTD
- 2020-05-19➕MCFARLANE, Audrey Jeanie appointeddirector
- 2020-05-19📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-10-11: certificate-change-of-name-company
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Audrey Jeanie Mcfarlane Individual · British · DOB 08/1963 · age 63 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 19/05/2020 |
1 historic (ceased) PSC
- Mr Jonathan Bernard Mcfarlaneceased 11/10/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| LOCHABER APARTMENTS LTD→ SC588660 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| MOARK LIMITED→ SC367316 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| MONTANA MANAGEMENT (DUNDEE) LIMITED→ SC344940 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| MORVEN ESTATES LIMITED→ SC241424 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| NORDMAN PROPERTY LTD→ SC512775 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| OBJECTIVE INVEST LIMITED→ SC663277 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| PAKULA PROPERTY HOLDINGS LTD→ SC868028 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PERTH CITY PROPERTIES LTD→ SC749031 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| PERTH LUXURY APARTMENTS LTD→ SC767375 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PERTH PROPERTY GROUP LTD→ SC823181 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PERTH WEST DEVELOPMENT LIMITED→ SC428228 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| PERTHSHIRE PROPERTIES LIMITED→ SC709480 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/07/2025 | — |