AMS ESTATE LTD

🏛️Establishedactive
SC663362 · ltd · incorporated 2020-06-08
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · medium confidence
Mixed signals — 1 changes over 30 days, no clear direction yet.
  • · Filings: 22 → 24
What changed my view
Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

  • ↑Filings: 22 → 24
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 69-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 2.4y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 2.4 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 officers
  • • 1 persons-with-significant-control
Last 90 days
2
filings
  • • 1 officers
  • • 1 persons-with-significant-control
Last 180 days
5
filings
  • • 1 officers
  • • 1 persons-with-significant-control
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-07-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-07-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2026-02-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-07-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-07-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2025-03-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-02-20
    🔒
    Charge registered #2
    Lender: Hsbc UK Bank PLC
  9. 2024-12-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2024-03-24
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2024-02-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2024-02-01
    🔒
    Charge registered #1
    Lender: Hsbc UK Bank PLC
  13. 2023-11-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-11-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2023-11-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  16. 2023-11-17
    ➕
    KHALID, Nobeela appointed
    director
  17. 2023-03-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2022-02-04
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  19. 2021-09-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  20. 2021-07-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  21. 2020-06-08
    🏢
    Company incorporated
    As AMS ESTATE LTD
  22. 2020-06-08
    ➕
    CHOUDRY, Sitwat Salman appointed
    director
  23. 2020-06-08
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Nobeela Khalid
Individual · British · DOB 06/1957 · age 69
25–50%
25–50%25-50% shares · 25-50% voting17/11/2023
Mrs Sitwat Salman Choudry
Individual · British · DOB 10/1981 · age 45
25–50%
25–50%board control25-50% shares · 25-50% voting · board control08/06/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
GANDER EQUITIES LIMITED→
SC038884 · est 1963
£5.39M
£4.58M–£6.20M
—£5.39M—63y8387y
NEWTON PROPERTY MANAGEMENT LTD.→
SC224378 · est 2001
£1.45M
£1.23M–£1.66M
—£1.45M—24y8370y
MILBEAR HOLDINGS (GLASGOW) LIMITED→
SC046691 · est 1969
£974.3k
£828.2k–£1.12M
—£974.3k—57y83101y
CITYPROP INVESTMENTS LTD.→
SC157489 · est 1995
£927.3k
£788.2k–£1.07M
—£927.3k—31y8387y
DOMINPLAN PROPERTY CO. LIMITED→
SC039504 · est 1963
£672.2k
£571.4k–£773.1k
—£672.2k—62y8389y
CALEDONIA WATERFRONT (HARBOUR ROAD) LIMITED→
SC345086 · est 2008
£623.3k
£529.8k–£716.8k
—£623.3k—17y8370y
INNOVATION PROPERTIES LIMITED→
SC312436 · est 2006
£444.7k
£378.0k–£511.4k
—£444.7k—19y8386y
OREBLOCK LIMITED→
SC161313 · est 1995
£146.5k
£124.6k–£168.5k
—£146.5k—30y8369y
HORSESHOE DEVELOPMENTS (PORT GLASGOW) LIMITED→
SC315228 · est 2007
£132.9k
£113.0k–£152.9k
—£132.9k—19y8368y
BARRWOOD DEVELOPMENTS LIMITED→
SC055126 · est 1974
£117.8k
£100.1k–£135.5k
—£117.8k—52y8359y
GALEN PROPERTIES LTD→
SC283636 · est 2005
£64.1k
£54.5k–£73.7k
—£64.1k—21y8362y
LEMAY INVESTMENTS LIMITED→
SC253839 · est 2003
£53.3k
£45.3k–£61.3k
—£53.3k—22y8370y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-06-08
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

13 Corrie Crescent
Newton Mearns
Glasgow
G77 5XP
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-02
Last: 2025-11-18

Officers (2 active · 0 resigned)

CHOUDRY, Sitwat Salman→
director · ~45y · appointed 2020-06-08
View their other companies + combined net worth →
Active
KHALID, Nobeela→
director · ~69y · appointed 2023-11-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property20/02/2025—
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property01/02/2024—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

change-person-director-company-with-change-date
officers · CH01
2026-07-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-07-01
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-19
change-person-director-company-with-change-date
officers · CH01
2025-07-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-05
accounts-with-accounts-type-dormant
accounts · AA
2024-03-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-05
appoint-person-director-company-with-name-date
officers · AP01
2023-11-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-19