JAMIE DICK DRAINAGE LTD
- · Oldest live charge 4.5y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 4.5y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £462.1k |
| Current assets | — | £311.7k |
| Cash | — | £125.1k |
| Debtors | — | £182.7k |
| Net assets | — | £412.9k |
| Average employees | 1 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (17 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-03🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2021-09-08📄capital-allotment-sharescapital · SH01
- 2021-08-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-06📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-06📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-02🏢Company incorporatedAs JAMIE DICK DRAINAGE LTD
- 2020-07-02➕DICK, Elizabeth Jennifer appointeddirector
- 2020-07-02➕DICK, Jamie Taylor appointeddirector
- 2020-07-02📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "DICK" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elizabeth Jennifer Dick Individual · British · DOB 06/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/07/2020 |
Mr Jamie Taylor Dick Individual · British · DOB 06/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/07/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 03/11/2021 | — |