HIF PROPERTIES LTD
Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 4 lenders · oldest 2.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.1 years old — likely still in initial term.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £767.9k | £132.0k |
| Current assets | £367.5k | £53.1k |
| Net assets | £169.9k | £129.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 mortgage
- • 2 mortgage
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-20🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 2025-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-02🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 2025-11-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-16🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2025-10-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2025-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-01🔓Charge satisfied #5
- 2025-07-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-28🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2025-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-08🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2024-10-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-05🔒Charge registered #3Lender: Atom Bank PLC
- 2024-09-03🔒Charge registered #2Lender: Atom Bank PLC
- 2024-04-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-05🔒Charge registered #1Lender: Bdw Trading Limited
- 2023-10-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-24🏢Company incorporatedAs HIF PROPERTIES LTD
- 2020-07-24➕IQBAL, Zahid appointeddirector
- 2020-07-24📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-20: A registered charge; 2025-12-02: A registered charge; 2025-10-16: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Zahid Iqbal Individual · Scottish · DOB 08/1985 · age 41 | — | — | sig. influencesignificant influence | 24/07/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND & UNIVERSAL LAND LIMITED→ SC533900 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HIGHLAND CENTRE LTD.→ SC265245 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| HIGHLAND HABITAT LIMITED→ SC826958 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND PROPERTIES DEVELOPMENTS LIMITED→ SC222303 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| HIGHLAND RETREATS LIMITED→ SC829088 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLANDER (SCOTLAND) PROPERTIES LIMITED→ SC469412 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| HILLEND VALLEY HOMES LTD→ SC872197 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HILLTOP CAPITAL LTD→ SC667244 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HING SHING LTD→ SC801682 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HIVE SPACES LIMITED→ SC683903 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HLY PROPERTY GROUP LIMITED→ SC852467 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HME DEVELOPMENTS LTD→ SC806809 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/03/2026 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 02/12/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 16/10/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 03/10/2025 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 28/07/2025 | 01/09/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/07/2025 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 05/09/2024 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 03/09/2024 | — | |
| outstanding | Bdw Trading Bdw Trading Limited | A registered charge | 1 property | 05/04/2024 | — |