RGMCG PROPERTIES LTD

🏛️Establishedactive
SC677710 · ltd · incorporated 2020-10-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 4.7y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£23.5k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 4.7y

60/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Charge age ~4.7 years — mid-life; refi window approaching.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £23,502
Cash YoY
+196%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£5k
↑ 196% YoY
Net Worth
£24k
↑ 963% YoY
Current Assets
—
Current Liabilities
—
-£3k£3k£8k£13k£18k£24kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets£52.9k£25.4k
Cash£4.5k£1.5k
Net assets£23.5k£-2.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 2 officers
Last 180 days
2
filings
  • • 2 officers
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-05-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-05-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-04-29
    ➕
    MCGREGOR, Gerald appointed
    director
  4. 2026-04-29
    ➕
    MCGREGOR, Ryan James appointed
    director
  5. 2025-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2025-04-25
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  7. 2025-04-25
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2025-04-25
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2025-04-08
    ➖
    MCGREGOR, Gerald resigned
    director
  10. 2025-04-08
    ➖
    MCGREGOR, Ryan James resigned
    director
  11. 2025-04-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2025-04-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2024-11-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2024-10-12
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  15. 2024-10-01
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  16. 2023-08-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2023-04-24
    📄
    memorandum-articles
    incorporation · MA
  18. 2023-04-24
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2022-11-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2022-08-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2022-08-25
    🔒
    Charge registered #3
    Lender: Together Commercial Finance LTD
  22. 2022-08-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2022-08-23
    🔒
    Charge registered #2
    Lender: Together Commercial Finance LTD
  24. 2022-07-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  25. 2021-10-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2021-10-08
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  27. 2020-10-15
    🏢
    Company incorporated
    As RGMCG PROPERTIES LTD
  28. 2020-10-15
    ➕
    GORDON, Carla appointed
    director
  29. 2020-10-15
    ➕
    MCGREGOR, Gerald appointed
    director
  30. 2020-10-15
    ➕
    MCGREGOR, Ryan James appointed
    director
  31. 2020-10-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Mcgregor Holding Scotland Limited holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️
Mcgregor Holding Scotland Limited
Corporate parent · holds 50-75% shares · board control
majority
⬇
RGMCG PROPERTIES LTD
This company · SC677710

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mcgregor Holding Scotland Limited
Corporate entity
50–75%
50–75%board control50-75% shares · 50-75% voting · board control04/04/2025
Mrs Carla Gordon
Individual · Scottish · DOB 06/1986 · age 40
25–50%
25–50%board control25-50% shares · 25-50% voting · board control15/10/2020
2 historic (ceased) PSCs
  • Mr Gerald Mcgregorceased 04/04/2025· 25-50% shares · 25-50% voting · board control
  • Mr Ryan James Mcgregorceased 04/04/2025· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-10-15
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

115 Summerlee Street
B14 , B4
Glasgow
G33 4DB
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-28
Last: 2025-10-14

Officers (3 active · 2 resigned)

GORDON, Carla→
director · ~40y · appointed 2020-10-15
View their other companies + combined net worth →
Active
MCGREGOR, Gerald→
director · ~63y · appointed 2026-04-29
View their other companies + combined net worth →
Active
MCGREGOR, Ryan James→
director · ~39y · appointed 2026-04-29
View their other companies + combined net worth →
Active
MCGREGOR, Gerald→
director · ~63y · appointed 2020-10-15 · resigned 2025-04-08
Resigned
MCGREGOR, Ryan James→
director · ~39y · appointed 2020-10-15 · resigned 2025-04-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance LTD
A registered charge2 properties25/08/2022—
outstanding
Together Money
Together Commercial Finance LTD
A registered charge—23/08/2022—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property08/10/2021—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (25 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-05-06
appoint-person-director-company-with-name-date
officers · AP01
2026-05-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-25
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-25
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-25
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-31
gazette-filings-brought-up-to-date
gazette · DISS40
2024-10-12
gazette-notice-compulsory
gazette · GAZ1
2024-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-31