THREE MCCALLUM LIMITED

🏛️Establishedactive
SC678185 · ltd · incorporated 2020-10-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Feb 2025
Net worth
£-46.9k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £46,909
Net assets shrinking
Down £96,086 YoY
Cash YoY
-20%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£25k
↓ 20% YoY
Net Worth
-£47k
↓ 195% YoY
Current Assets
£28k
↓ 65% YoY
Current Liabilities
-£47k-£21k£4k£30k£55k£81kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-28
Total assets£259.6k£49.2k
Current assets£27.9k£80.6k
Cash£25.2k£31.4k
Debtors£2.7k£49.3k
Net assets£-46.9k£49.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-12-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2024-10-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-10-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2024-02-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2024-02-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2023-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-07-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-11-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2020-10-22
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  12. 2020-10-20
    🏢
    Company incorporated
    As THREE MCCALLUM LIMITED
  13. 2020-10-20
    MCCALLUM, Fergus appointed
    director
  14. 2020-10-20
    MCCALLUM, Isara appointed
    director
  15. 2020-10-20
    MCCALLUM, Mia appointed
    director
  16. 2020-10-20
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "MCCALLUM" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

3mc Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
3mc Holdings Ltd
Corporate parent · holds 75-100% shares
ultimate parent
THREE MCCALLUM LIMITED
This company · SC678185

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
3mc Holdings Ltd
Corporate entity
75100%
75-100% shares02/10/2024
3 historic (ceased) PSCs
  • Mrs Isara Mccallumceased 02/10/2024· 50-75% shares · 50-75% voting
  • Miss Mia Mccallumceased 02/10/2024· 25-50% shares · 25-50% voting
  • Mr Fergus Mccallumceased 05/02/2024· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-10-20
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Tigh Geal
East Haugh
Pitlochry
PH16 5TE
Scotland

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-10-11
Last: 2025-09-27

Officers (3 active · 0 resigned)

MCCALLUM, Fergus
director · ~60y · appointed 2020-10-20
View their other companies + combined net worth →
Active
MCCALLUM, Isara
director · ~50y · appointed 2020-10-20
View their other companies + combined net worth →
Active
MCCALLUM, Mia
director · ~24y · appointed 2020-10-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (18 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-10-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-11