DOWLEY ENTERPRISES LTD
- · Oldest live charge 4.6y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
1 live charge · oldest 4.6y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £270.7k | — |
| Current assets | £67.5k | — |
| Cash | £64.9k | — |
| Debtors | £2.6k | — |
| Net assets | £-19.9k | — |
| Average employees | — | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (14 events)Click to expand
- 2025-09-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-07-30📄capital-name-of-class-of-sharescapital · SH08
- 2025-07-30📄resolutionresolution · RESOLUTIONS
- 2024-09-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-25📄capital-allotment-sharescapital · SH01
- 2022-07-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-14📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-09-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-27🔒Charge registered #1Lender: William Plank
- 2020-10-20🏢Company incorporatedAs DOWLEY ENTERPRISES LTD
- 2020-10-20➕DOWLEY, Joy Josephine appointeddirector
- 2020-10-20➕DOWLEY, Louis Maurice appointeddirector
- 2020-10-20📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "DOWLEY" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Joy Josephine Dowley Individual · British · DOB 09/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/10/2020 |
Mr Louis Maurice Dowley Individual · British · DOB 11/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FALKIRK HIGH STREET LTD→ SC866396 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GJ ANDERSON LIMITED→ SC310102 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| GLENBERVIE MANSIONS LIMITED→ SC606605 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| GORACH HOSPITALITY LTD→ SC880869 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GRACE RESTAURANT GROUP LTD→ SC842124 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GREAT NORTH COTTAGES LTD→ SC483667 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| GRILL PALACE LTD→ SC772357 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| GULMI FOODS LTD→ SC858108 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| H & H HOT FOOD LTD→ SC802606 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| H & L ESCAPADES LTD→ SC822148 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HANNIGAN GROUP LTD→ SC830310 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HANNIGAN HOTELS LTD.→ SC242324 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | William Plank / Karen Plank / Allan Bridge Social Club | A registered charge | 1 property | 27/09/2021 | — |