MCPHERSON WEALTH LTD
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £13.5k | £9.7k |
| Current assets | £53.2k | £33.5k |
| Net assets | £13.5k | £9.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (17 events)Click to expand
- 2025-06-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-05-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-21➖MCPHERSON, Julie Bone resigneddirector
- 2022-12-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-01➕MCPHERSON, Julie Bone appointeddirector
- 2021-04-01📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-11-30📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-21🏢Company incorporatedAs MCPHERSON WEALTH LTD
- 2020-10-21➕MCPHERSON, Scott Frank appointeddirector
- 2020-10-21📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MCPHERSON" — strong identity link between founder and business.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julie Bone Mcpherson Individual · British · DOB 03/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/10/2021 |
Mr Scott Frank Mcpherson Individual · British · DOB 10/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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