GEORGE STEWART CONSTRUCTION LIMITED

🏛️Establishedactive
SC682677 · ltd · incorporated 2020-12-02
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
Why now
Window steady · low confidence
Asset base steady — strong defensive profile, no urgency cue.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
£15.7k
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
ALSO REGISTERED FOR
  • 41202Construction of domestic buildings
  • 43290Other construction installation
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £15,741

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£16k
↑ 625% YoY
Current Assets
£11k
↑ 303% YoY
Current Liabilities
£0£3k£6k£9k£13k£16kDec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-312024-12-31
Total assets£15.7k£2.2k
Current assets£10.7k£2.6k
Net assets£15.7k£2.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
  1. 2026-02-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-03-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-08-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-03-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2020-12-02
    🏢
    Company incorporated
    As GEORGE STEWART CONSTRUCTION LIMITED
  8. 2020-12-02
    KNOWLES, Nadine Farrah appointed
    director
  9. 2020-12-02
    STEWART, George appointed
    director
  10. 2020-12-02
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "STEWART" — strong identity link between founder and business.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr George Stewart
Individual · British · DOB 02/1995 · age 31
2550%
25–50%25-50% shares · 25-50% voting02/12/2020
Ms Nadine Farrah Knowles
Individual · British · DOB 03/1998 · age 28
2550%
25–50%25-50% shares · 25-50% voting02/12/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Company details

Statusactive
Typeltd
Incorporated2020-12-02
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings

Registered office

6 Dunedin Road
Eastriggs
Annan
DG12 6QE
Scotland

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01

Officers (2 active · 0 resigned)

KNOWLES, Nadine Farrah
director · ~28y · appointed 2020-12-02
View their other companies + combined net worth →
Active
STEWART, George
director · ~31y · appointed 2020-12-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (12 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-03-17
incorporation-company
incorporation · NEWINC
2020-12-02