ESP PROPERTY INVESTMENT SOLUTIONS LTD

🏛️Establishedactive
SC685275 · ltd · incorporated 2021-01-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 3.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 3.1y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~3.1 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-31
Average employees0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-10-08
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  3. 2024-12-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2024-12-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-12-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2024-12-23
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  7. 2024-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-11-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2023-10-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-03-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2023-03-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2023-03-11
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  13. 2023-03-10
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  14. 2022-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2022-12-07
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  16. 2022-12-06
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  17. 2021-01-13
    ➕
    MITCHELL, Lewis Scott appointed
    director
  18. 2021-01-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2021-01-07
    🏢
    Company incorporated
    As ESP PROPERTY INVESTMENT SOLUTIONS LTD
  20. 2021-01-07
    ➕
    MCKENZIE, Mark appointed
    director
  21. 2021-01-07
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Caledonia Red Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Caledonia Red Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ESP PROPERTY INVESTMENT SOLUTIONS LTD
This company · SC685275

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Caledonia Red Holdings Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control23/12/2024
2 historic (ceased) PSCs
  • Mr Lewis Scott Mitchellceased 23/12/2024· 25-50% shares · 25-50% voting · board control
  • Mr Mark Mckenzieceased 23/12/2024· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-01-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

5 James Wylie Place
Kincardine
Alloa
FK10 4RG
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-20
Last: 2026-01-06

Officers (2 active · 0 resigned)

MCKENZIE, Mark→
director · ~55y · appointed 2021-01-07
View their other companies + combined net worth →
Active
MITCHELL, Lewis Scott→
director · ~46y · appointed 2021-01-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge3 properties11/03/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge3 properties10/03/2023—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (21 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-11
change-account-reference-date-company-previous-extended
accounts · AA01
2025-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-12-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-12-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-24
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11