MCDOWALL YOUNG PROPERTY LTD
🏛️Establishedactive
SC686565 · ltd · incorporated 2021-01-20
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£-10.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.2y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £10,388
Net assets shrinking
Down £14,544 YoY
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£15k
↓ 14% YoY
Net Worth
-£10k
↓ 350% YoY
Current Assets
£15k
↓ 14% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £50.3k | £70.8k |
| Current assets | £14.6k | £17.0k |
| Cash | £14.6k | £17.0k |
| Net assets | £-10.4k | £4.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-12➕YOUNG, Joshua Alexander appointeddirector
- 2024-09-12➖MCDOWALL, Jeanna resigneddirector
- 2024-09-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-09-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-07🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2023-01-24📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2023-01-03➕MCDOWALL, Jeanna appointeddirector
- 2023-01-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-20🏢Company incorporatedAs MCDOWALL YOUNG PROPERTY LTD
- 2021-01-20➕MCDOWALL YOUNG, Annaka Kathryn appointeddirector
- 2021-01-20📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MCDOWALL YOUNG" — strong identity link between founder and business.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joshua Alexander Young Individual · British · DOB 01/1985 · age 41 | 25–50% | — | 25-50% shares | 12/09/2024 |
Mrs Annaka Kathryn Mcdowall Young Individual · British · DOB 10/1985 · age 41 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/01/2021 |
2 historic (ceased) PSCs
- Ms Jeanna Mcdowallceased 12/09/2024· 25-50% shares
- Ms Jeanna Mcdowallceased 01/04/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MIANKOT LTD→ SC394442 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| MICHAEL'S 88 FASTFOOD LIMITED→ SC297829 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| MILESGOV LTD→ SC867777 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MILINCIC CAPITAL LIMITED→ SC858561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MILLSTONE RESIDENTIAL LIMITED→ SC797878 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| MILVERTON PROPERTIES LIMITED→ SC099947 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| MIMOSA (NO.231) LIMITED→ SC091313 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| MJA PROPERTIES LIMITED→ SC824566 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MJO PROPERTIES SCOTLAND LIMITED→ SC803895 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| MJW PROPERTY MANAGEMENT LIMITED→ SC842544 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ML CHAU LTD→ SC764445 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ML SHORT STAYS LIMITED→ SC709271 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-01-20
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
3 Striven Gardens
Glasgow
G20 6DU
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-11-08
Last: 2025-10-25
Officers (2 active · 1 resigned)
MCDOWALL YOUNG, Annaka Kathryn→
Activedirector · ~41y · appointed 2021-01-20
View their other companies + combined net worth →
YOUNG, Joshua Alexander→
Activedirector · ~41y · appointed 2024-09-12
View their other companies + combined net worth →
MCDOWALL, Jeanna→
Resigneddirector · ~72y · appointed 2023-01-03 · resigned 2024-09-12
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/03/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-12
appoint-person-director-company-with-name-date
officers · AP01
2024-09-12
termination-director-company-with-name-termination-date
officers · TM01
2024-09-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-12
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-04-24
change-person-director-company-with-change-date
officers · CH01
2023-04-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-04