UMEGA ESTATE AGENTS LIMITED
🏛️Establishedactive
SC690316 · ltd · incorporated 2021-02-24
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-5.9k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Real estate agencies
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £5,867
Net assets shrinking
Down £26,301 YoY
Cash YoY
-15%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£21k
↓ 15% YoY
Net Worth
-£6k
↓ 129% YoY
Current Assets
£42k
↓ 35% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £4.4k | £21.3k |
| Current assets | £41.9k | £64.4k |
| Cash | £21.3k | £25.0k |
| Debtors | £20.6k | £39.3k |
| Net assets | £-5.9k | £20.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-09-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-11➖KERR, Danielle Elizabeth resigneddirector
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-01-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-28✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-13📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-29➕KERR, Danielle Elizabeth appointeddirector
- 2021-05-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-02-26📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-02-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-02-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-02-24🏢Company incorporatedAs UMEGA ESTATE AGENTS LIMITED
- 2021-02-24➕MCINNES, Neil Andrew appointeddirector
- 2021-02-24➕WHITMEY, Andrew Robert appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Umega Holding Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Umega Holding Ltd
Corporate parent · holds 75-100% shares · board control
⬇
UMEGA ESTATE AGENTS LIMITED
This company · SC690316
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Umega Holding Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/02/2021 |
2 historic (ceased) PSCs
- Mr Neil Andrew Mcinnesceased 25/02/2021· 25-50% shares · 25-50% voting · board control
- Mr Andrew Robert Whitmeyceased 25/02/2021· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| TULLYBEAGLES LIMITED→ SC352935 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| TWENTY TWO HOLDINGS LIMITED→ SC587584 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| W PROPERTY HOLDINGS LTD→ SC821333 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| WATERBOARD PROPERTY LTD→ SC747419 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| WATERLOO COMMERCIAL LTD→ SC830006 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| WEEHI PROPERTIES LIMITED→ SC722230 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| WELCOME NEST LTD→ SC857985 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| WEST TOWN LIMITED→ SC340005 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| WFW PROPERTY LIMITED→ SC853453 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| WIDIT PROPERTIES LTD→ SC847843 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| WIGHTMAN LETTINGS LTD→ SC818153 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| WILSON PROPERTY INVESTMENTS (SCOTLAND) LTD→ SC573021 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-02-24
Jurisdictionscotland
Primary SIC68310 — Real estate agencies
Registered office
Umega The North Quarter
496 Ferry Road
Edinburgh
EH5 2DL
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-09
Last: 2026-02-23
Officers (2 active · 1 resigned)
MCINNES, Neil Andrew→
Activedirector · ~47y · appointed 2021-02-24
View their other companies + combined net worth →
WHITMEY, Andrew Robert→
Activedirector · ~48y · appointed 2021-02-24
View their other companies + combined net worth →
KERR, Danielle Elizabeth→
Resigneddirector · ~40y · appointed 2022-06-29 · resigned 2025-08-11
Click a director name to see their full track record across all companies.
Recent filings (26 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-27
termination-director-company-with-name-termination-date
officers · TM01
2025-09-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-25
change-person-director-company-with-change-date
officers · CH01
2024-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
change-person-director-company-with-change-date
officers · CH01
2024-01-29
change-person-director-company-with-change-date
officers · CH01
2024-01-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-01-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-29
change-person-director-company-with-change-date
officers · CH01
2024-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
certificate-change-of-name-company
change-of-name · CERTNM
2023-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-24