AMA PROJECTS LTD
- · Oldest live charge 4.2y old — refinance window within 12 months
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 4.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.2 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (30 events)Click to expand
- 2025-07-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-12🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2024-08-12🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2024-07-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-08🔓Charge satisfied #3
- 2024-07-08🔓Charge satisfied #2
- 2024-07-08🔓Charge satisfied #1
- 2024-06-21➕RUTHERFORD, Brian appointeddirector
- 2024-06-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-04-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-09🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2022-03-09🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2022-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-30📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-01-28🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2021-03-29🏢Company incorporatedAs AMA PROJECTS LTD
- 2021-03-29➕ASHER, David Alexander appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Brian Rutherford Individual · British · DOB 07/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/06/2024 |
Mr David Alexander Asher Individual · British · DOB 01/1968 · age 58 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/03/2021 |
1 historic (ceased) PSC
- Mrs Heather Mary Mortimer Rutherfordceased 21/06/2024· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 12/08/2024 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 12/08/2024 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 09/03/2022 | 08/07/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 09/03/2022 | 08/07/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 28/01/2022 | 08/07/2024 |