COIRE BEAG LTD

🌿Early-stageactive
SC702608 · ltd · incorporated 2021-06-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 4.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£-44.3k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68320Management of real estate on a fee or contract basis
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (70/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 4.4y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~4.4 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £44,319
High leverage
Liabilities are 100% of total assets
Leverage
100%
Liabilities / Total assets

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
-£44k
Current Assets
£56k
Current Liabilities
-£44k-£24k-£4k£16k£36k£56kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£56.3k
Current assets£56.3k
Net assets£-44.3k
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
3
filings
  • 2 persons-with-significant-control
  • 1 accounts
Last 180 days
5
filings
  • 3 persons-with-significant-control
  • 1 accounts
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-03-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-01-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-11-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-11-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2025-08-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2025-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-05-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-05-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-05-07
    🔓
    Charge satisfied #2
  11. 2024-05-07
    🔓
    Charge satisfied #1
  12. 2024-03-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2023-11-02
    📄
    change-to-a-person-with-significant-control-without-name-date
    persons-with-significant-control · PSC04
  14. 2023-11-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2023-11-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2023-11-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2023-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-12-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2021-12-14
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  20. 2021-12-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2021-12-02
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  22. 2021-07-14
    GESCHER, Jeanne Marie appointed
    director
  23. 2021-07-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2021-07-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  25. 2021-07-05
    GESCHER, Caspar Ferdinand resigned
    director
  26. 2021-07-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  27. 2021-06-25
    🏢
    Company incorporated
    As COIRE BEAG LTD
  28. 2021-06-25
    O'BAOIGHILL, Seamus Earraghaidheal appointed
    director
  29. 2021-06-25
    GESCHER, Caspar Ferdinand appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Jeanne Marie Gescher
Individual · British · DOB 02/1958 · age 68
2550%
25–50%25-50% shares · 25-50% voting14/07/2021
Mr Seamus Earraghaidheal O'Baoighill
Individual · British · DOB 11/1997 · age 29
2550%
25–50%25-50% shares · 25-50% voting25/06/2021
1 historic (ceased) PSC
  • Caspar Ferdinand Gescherceased 06/07/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-06-25
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Corry Lodge
Broadford
Isle Of Skye
IV49 9AA
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-08-22
Last: 2025-08-08

Officers (2 active · 1 resigned)

GESCHER, Jeanne Marie
director · ~68y · appointed 2021-07-14
View their other companies + combined net worth →
Active
O'BAOIGHILL, Seamus Earraghaidheal
director · ~29y · appointed 2021-06-25
View their other companies + combined net worth →
Active
GESCHER, Caspar Ferdinand
director · ~32y · appointed 2021-06-25 · resigned 2021-07-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Together Money
Together Commercial Finance Limited
A registered charge5 properties14/12/202107/05/2024
satisfied
Together Money
Together Commercial Finance Limited
A registered charge02/12/202107/05/2024

Recent filings (26 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2025-11-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-28
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-07
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-27
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2023-11-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-02
change-person-director-company-with-change-date
officers · CH01
2023-11-02