HIGHFIELD PROPERTY SERVICES (INVERNESS) LTD

🌿Early-stageactive
SC717268 · ltd · incorporated 2021-12-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 3.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.4y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~3.4 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2025-08-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-09-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-09-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-12-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2022-11-21
    🔒
    Charge registered #1
    Lender: Belmont Green Finance Limited Trading as Vida Homeloans
  6. 2021-12-17
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  7. 2021-12-09
    🏢
    Company incorporated
    As HIGHFIELD PROPERTY SERVICES (INVERNESS) LTD
  8. 2021-12-09
    BROWN, Allan James appointed
    director
  9. 2021-12-09
    BROWN, Diane appointed
    director
  10. 2021-12-09
    MACLEOD, Alexander Finlay appointed
    director
  11. 2021-12-09
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Allan James Brown
Individual · British · DOB 01/1968 · age 58
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/12/2021
Mrs Diane Brown
Individual · British · DOB 03/1966 · age 60
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/12/2021
Mr Alexander Finlay Macleod
Individual · British · DOB 04/1968 · age 58
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/12/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2021-12-09
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

6 Highfield Avenue
Inverness
IV3 8QS
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21

Officers (3 active · 0 resigned)

BROWN, Allan James
director · ~58y · appointed 2021-12-09
View their other companies + combined net worth →
Active
BROWN, Diane
director · ~60y · appointed 2021-12-09
View their other companies + combined net worth →
Active
MACLEOD, Alexander Finlay
director · ~58y · appointed 2021-12-09
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Belmont Green Finance Trading as Vida Homeloans
Belmont Green Finance Limited Trading as Vida Homeloans
A registered charge1 property21/11/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-21
certificate-change-of-name-company
change-of-name · CERTNM
2021-12-17
incorporation-company
incorporation · NEWINC
2021-12-09