IN VIDA PROPERTIES LTD
🌱Startupactive
SC834552 · ltd · incorporated 2025-01-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Worth a lookProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 64/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
8 live charges · 2 lenders · oldest 1.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.0 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
4
filings
- • 3 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-04🔒Charge registered #8Lender: In Vida Properties LTD
- 2025-12-04🔒Charge registered #7Lender: In Vida Properties LTD
- 2025-12-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-02🔒Charge registered #6Lender: In Vida Properties LTD
- 2025-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-02🔓Charge satisfied #4
- 2025-06-02🔓Charge satisfied #2
- 2025-06-02🔓Charge satisfied #1
- 2025-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-09🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2025-05-09🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2025-05-09🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2025-05-09🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2025-05-06🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2025-01-18🏢Company incorporatedAs IN VIDA PROPERTIES LTD
- 2025-01-18➕WELCH, Dara Bethany appointeddirector
- 2025-01-18➕WELCH, Iain Alan appointeddirector
- 2025-01-18📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 low8 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-12-04: A registered charge; 2025-12-04: A registered charge; 2025-12-02: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Dara Bethany Welch Individual · Scottish · DOB 07/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/01/2025 |
Mr Iain Alan Welch Individual · British · DOB 08/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| KEY INVESTMENT SOLUTION LTD→ SC466633 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
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| LAWSON PROPERTY ENTERPRISES LIMITED→ SC855244 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LEEM PROPERTY LIMITED→ SC678145 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LETTING-IN-SCOTLAND LTD.→ SC231382 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| LETTINGS INVERNESS LTD→ SC471619 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| LGS HIGHLAND PROPERTY LIMITED→ SC801146 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-01-18
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
West View
Pluscarden Road
Elgin
IV30 1SU
Scotland
Filing status
Accounts
Next due: 2026-10-18
Last made up to: —
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17
Officers (2 active · 0 resigned)
WELCH, Dara Bethany→
Activedirector · ~35y · appointed 2025-01-18
View their other companies + combined net worth →
WELCH, Iain Alan→
Activedirector · ~40y · appointed 2025-01-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
5
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | In Vida Properties In Vida Properties LTD | A registered charge | 1 property | 04/12/2025 | — | |
| outstanding | In Vida Properties In Vida Properties LTD | A registered charge | 1 property | 04/12/2025 | — | |
| outstanding | In Vida Properties In Vida Properties LTD | A registered charge | 1 property | 02/12/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/05/2025 | — | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/05/2025 | 02/06/2025 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/05/2025 | — | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/05/2025 | 02/06/2025 | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 06/05/2025 | 02/06/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-15
incorporation-company
incorporation · NEWINC
2025-01-18