ROSS PROPERTY HIGHLAND LTD

🌿Early-stageactive
SC703918 · ltd · incorporated 2021-07-12
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 3.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£3.3k
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 3.7y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~3.7 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £3,317
Net assets shrinking
Down £5,124 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£3k
↓ 61% YoY
Current Assets
£30k
↑ 16% YoY
Current Liabilities
—
£0£6k£12k£18k£24k£30kJul 2023Jul 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-07-312023-07-31
Total assets£113.6k£108.5k
Current assets£29.8k£25.8k
Net assets£3.3k£8.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2025-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-04-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2023-04-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-02-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2022-08-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2022-08-30
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  8. 2021-07-12
    🏢
    Company incorporated
    As ROSS PROPERTY HIGHLAND LTD
  9. 2021-07-12
    ➕
    ROSS, William appointed
    director
  10. 2021-07-12
    ➕
    SMITH, Emily Adrianna appointed
    director
  11. 2021-07-12
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "ROSS" — strong identity link between founder and business.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
William Ross
Individual · British · DOB 09/1998 · age 28
25–50%
25–50%25-50% shares · 25-50% voting12/07/2021
Miss Emily Adrianna Smith
Individual · British · DOB 05/1996 · age 30
25–50%
25–50%25-50% shares · 25-50% voting12/07/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Active · Property · IV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BLAVEN LIMITED→
SC160238 · est 1995
£1.94M
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—£1.94M—30y8373y
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SC195787 · est 1999
£214.5k
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—£124.4k—20y8267y
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—£93.0k—23y8278y
EDINBANE ESTATE WIND FARM LIMITED→
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—£41.1k—29y8377y
A & M CULBERTSON LIMITED→
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£6.5k
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—£6.5k—15y8271y
DINGWALL AUCTION MART LIMITED→
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———034y8381y
H.D. (INVERNESS) LIMITED→
SC036502 · est 1961 · no financials extracted
————64y8388y
RESTENNETH PROPERTIES LIMITED→
SC055768 · est 1974 · no financials extracted
————51y8381y
YORK HOUSE (KENSINGTON) LIMITED→
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———40051y8382y
DENMUIR PROPERTIES LIMITED→
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———20026y8276y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-07-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Eastwood
Altass
Lairg
Sutherland
IV27 4EU
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-25
Last: 2025-07-11

Officers (2 active · 0 resigned)

ROSS, William→
director · ~28y · appointed 2021-07-12
View their other companies + combined net worth →
Active
SMITH, Emily Adrianna→
director · ~30y · appointed 2021-07-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property30/08/2022—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-11
incorporation-company
incorporation · NEWINC
2021-07-12