J-CAL INSULATION SERVICES LIMITED
🌿Early-stageactive
SC716167 · ltd · incorporated 2021-11-26
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£32.5k
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: SIC 25990
Sector: Manufacturing
Investor take
PursueAsset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £32,483
Net assets shrinking
Down £35,466 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£32k
↓ 52% YoY
Current Assets
£106k
↑ 6.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £42.2k | £67.9k |
| Current assets | £106.0k | £99.3k |
| Cash | — | £14.7k |
| Debtors | — | £84.6k |
| Net assets | £32.5k | £67.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-27📄capital-allotment-sharescapital · SH01
- 2024-09-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-15➕BOWMAN, Mark John appointeddirector
- 2024-01-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-15➖KELLY, John resigneddirector
- 2023-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-26🏢Company incorporatedAs J-CAL INSULATION SERVICES LIMITED
- 2021-11-26➕SMITH, Patrick appointeddirector
- 2021-11-26➕KELLY, John appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Patrick Smith Individual · British · DOB 01/1991 · age 35 | 25–50% | — | 25-50% shares | 26/11/2021 |
1 historic (ceased) PSC
- John Kellyceased 15/06/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KINNOCH CLOTHING LIMITED→ SC724777 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| LINAKTIC LIMITED→ SC774578 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LMB ENTERPRISES LIMITED→ SC488813 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| LOGO PRINTED BLINDS LTD→ SC383555 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| MACKAY & INGLIS LIMITED→ SC060615 · est 1976 · no financials extracted | — | — | — | — | 49y | — | — |
| MACNEIL TRAINING AND DEVELOPMENTS LIMITED→ SC111718 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| MAGNO-FLO LIMITED→ SC144848 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| MARINE ELECTRICAL INSTALLATIONS LIMITED→ SC226588 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| MARLBOROUGH GRANITE LIMITED→ SC387965 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| MARPET FABRICATIONS (1997) LTD.→ SC172812 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| MARTEC ENGINEERING GROUP LIMITED→ SC165315 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| MATCH PLAY SNOOKER LIMITED→ SC865651 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-11-26
Jurisdictionscotland
Primary SIC25990 — SIC 25990
Registered office
Building 1 Unit 23a 68-74 Queen Elizabeth Avenue
Hillington Park
Glasgow
Renfrewshire
G52 4NQ
Scotland
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-09
Last: 2025-11-25
Officers (2 active · 1 resigned)
BOWMAN, Mark John→
Activedirector · ~32y · appointed 2024-04-15
View their other companies + combined net worth →
SMITH, Patrick→
Activedirector · ~35y · appointed 2021-11-26
View their other companies + combined net worth →
KELLY, John→
Resigneddirector · ~31y · appointed 2021-11-26 · resigned 2023-06-15
Click a director name to see their full track record across all companies.
Recent filings (27 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-29
capital-allotment-shares
capital · SH01
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-30
change-person-director-company-with-change-date
officers · CH01
2024-09-30
change-person-director-company-with-change-date
officers · CH01
2024-09-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-24
change-person-director-company-with-change-date
officers · CH01
2024-05-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-10
change-person-director-company-with-change-date
officers · CH01
2024-05-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-10
appoint-person-director-company-with-name-date
officers · AP01
2024-04-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-29