KWALMER PROPERTY INVESTMENTS LIMITED
🌿Early-stageactive
SC717555 · ltd · incorporated 2021-12-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£28.8k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 4.3y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £28,777
Cash YoY
+74%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£67k
↑ 74% YoY
Net Worth
£29k
↑ 430% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £29.1k | £5.9k |
| Current assets | — | £38.5k |
| Cash | £66.9k | £38.5k |
| Net assets | £28.8k | £5.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-21🔓Charge satisfied #1
- 2022-02-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-22📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-02-12🔒Charge registered #3Lender: Hampden & Co PLC
- 2022-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-25🔒Charge registered #2Lender: Hampden & Co PLC
- 2022-01-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-17🔒Charge registered #1Lender: Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
- 2021-12-14🏢Company incorporatedAs KWALMER PROPERTY INVESTMENTS LIMITED
- 2021-12-14➕AH & CO LTD appointedcorporate-secretary
- 2021-12-14➕PALMER, Wayne Alexander appointeddirector
- 2021-12-14➕PALMER-KWAN, Huay Yee appointeddirector
- 2021-12-14➕PALMER-REID, Dawn Louise appointeddirector
- 2021-12-14📄incorporation-companyincorporation · NEWINC
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Wayne Alexander Palmer Individual · British · DOB 01/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 14/12/2021 |
Mrs Huay Yee Palmer-Kwan Individual · Singaporean · DOB 08/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 14/12/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| L A M HOLDINGS LTD→ SC663614 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| LAING (DUNBAR), LTD.→ SC014482 · est 1927 · no financials extracted | — | — | — | — | 99y | — | — |
| LAMB AND KERR PROPERTIES LTD→ SC757512 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| LAMP HOUSE PROPERTIES LTD→ SC853528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LANDWARD SECURITIES (EDINBURGH) LIMITED→ SC052040 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| LANRAM LTD→ SC497996 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| LANSDOWN PROPERTY INVESTMENTS LIMITED→ SC671579 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-12-14
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
6 Logie Mill
Beaverbank Business Park
Edinburgh
Lothian
EH7 4HG
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13
Officers (4 active · 0 resigned)
AH & CO LTD→
Activecorporate-secretary · appointed 2021-12-14
View their other companies + combined net worth →
PALMER, Wayne Alexander→
Activedirector · ~50y · appointed 2021-12-14
View their other companies + combined net worth →
PALMER-KWAN, Huay Yee→
Activedirector · ~45y · appointed 2021-12-14
View their other companies + combined net worth →
PALMER-REID, Dawn Louise→
Activedirector · ~55y · appointed 2021-12-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hampden & Co Hampden & Co PLC | A registered charge | 1 property | 12/02/2022 | — | |
| outstanding | Hampden & Co Hampden & Co PLC | A registered charge | 1 property | 25/01/2022 | — | |
| satisfied | Hampden & Co , 9 Charlotte Square, Edinburgh, EH2 4DR Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR | A registered charge | 1 property | 17/01/2022 | 21/07/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-06
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-23
change-account-reference-date-company-current-extended
accounts · AA01
2022-02-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-01-17
incorporation-company
incorporation · NEWINC
2021-12-14