HMRV PROPERTY LTD
🌿Early-stageactive
SC719232 · ltd · incorporated 2022-01-10
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 3.9y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | — | £216.3k |
| Current assets | — | £1.3k |
| Net assets | — | £49.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-01-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-18🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2022-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-11🔒Charge registered #1Lender: The Mortage Works (UK) PLC
- 2022-02-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-14➕RICHARDSON-VARGAYSCH, Hamish Tristan appointeddirector
- 2022-01-10🏢Company incorporatedAs HMRV PROPERTY LTD
- 2022-01-10➕VARGAYSCH, Masse Ursla Buchanan appointeddirector
- 2022-01-10📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Masse Ursla Buchanan Vargaysch Individual · British · DOB 03/1997 · age 29 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 10/01/2022 |
Mr Hamish Tristan Richardson-Vargaysch Individual · British · DOB 11/1994 · age 32 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/01/2022 |
1 historic (ceased) PSC
- Mr Hamish Tristan Richardson-Vargayschceased 07/01/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND HABITAT LIMITED→ SC826958 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND PROPERTIES DEVELOPMENTS LIMITED→ SC222303 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| HILLEND VALLEY HOMES LTD→ SC872197 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HMZY PROPERTIES LTD→ SC822277 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HNE CONSULTANTS LTD→ SC705970 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNL INVESTMENT PROPERTIES LTD→ SC717833 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNV PROPERTY LETTINGS LIMITED→ SC825755 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOLBURN PROPERTY GROUP LTD.→ SC407775 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| HOLDFAST PROPERTY LTD→ SC687080 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| HOLIDAY LETS SCOTLAND LIMITED→ SC712772 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HOLLICK HOMES RENTALS LIMITED→ SC869943 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HOME SWEET HOME LETTING AGENCY LIMITED→ SC501315 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-01-10
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
5 South Charlotte Street
South Charlotte Street
Edinburgh
EH2 4AN
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-20
Last: 2026-01-06
Officers (2 active · 0 resigned)
RICHARDSON-VARGAYSCH, Hamish Tristan→
Activedirector · ~32y · appointed 2022-02-14
View their other companies + combined net worth →
VARGAYSCH, Masse Ursla Buchanan→
Activedirector · ~29y · appointed 2022-01-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 18/10/2023 | — | |
| outstanding | The Mortage Works (UK) The Mortage Works (UK) PLC | A registered charge | 1 property | 11/06/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-19