SCOTIA (BRECHIN) LIMITED

🌿Early-stageactive

SC723231 · ltd · incorporated 2022-02-15

Investment thesis

Growth-phase business — story-led; valuation sensitive to momentum.

Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.

Why risky: Price often leads fundamentals; dependency on founder often high.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 3.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2023

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 3.4y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~3.4 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

12 officers (2 active, 12 linked, 11 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

13 connected companies via shared directors

Filing history

32 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2023-06-30
Average employees	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (46 events)Click to expand

2026-01-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-09
➕
GERRARD, Gary James appointed
director
2026-01-09
➖
BEATON, Carol Anne resigned
director
2026-01-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-01
➕
BEGBIE, Richard Gerard appointed
director
2025-08-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-31
➖
REID, Graham resigned
director
2025-04-04
📄
accounts-with-accounts-type-small
accounts · AA
2024-03-01
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-02-29
➖
HMS SECRETARIES LIMITED resigned
corporate-secretary
2023-11-15
📄
accounts-with-accounts-type-small
accounts · AA
2023-01-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-28
🔒
Charge registered #2
Lender: Bank of Scotland PLC
2022-12-23
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-22
🔒
Charge registered #1
Lender: Bank of Scotland PLC
2022-10-05
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-09-23
📄
change-account-reference-date-company-current-extended
accounts · AA01
2022-07-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-25
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-07-22
📄
memorandum-articles
incorporation · MA
2022-07-22
📄
resolution
resolution · RESOLUTIONS
2022-07-22
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-19
➖
BEGBIE, Richard Gerard resigned
director
2022-07-19
➖
BOYLE, Patrick Joseph resigned
director
2022-07-19
➖
BRUCE, William Martin resigned
director
2022-07-19
➖
CAMERON, David John resigned
director
2022-07-19
➖
GERRARD, Gary James resigned
director
2022-07-19
➖
LINTON, Bruce Reid resigned
director
2022-07-19
➖
LONIE, Andrew resigned
director
2022-02-15
🏢
Company incorporated
As SCOTIA (BRECHIN) LIMITED
2022-02-15
➕
HMS SECRETARIES LIMITED appointed
corporate-secretary
2022-02-15
➕
BEATON, Carol Anne appointed
director
2022-02-15
➕
BEGBIE, Richard Gerard appointed
director
2022-02-15
➕
BOYLE, Patrick Joseph appointed
director
2022-02-15
➕
BRUCE, William Martin appointed
director
2022-02-15
➕
CAMERON, David John appointed
director
2022-02-15
➕
GERRARD, Gary James appointed
director
2022-02-15
➕
LINTON, Bruce Reid appointed
director
2022-02-15
➕
LONIE, Andrew appointed
director
2022-02-15
➕
REID, Graham appointed
director

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

46/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BEATON, Carol Anne resigned 2026-01-09; REID, Graham resigned 2025-07-31

Group structure

2 corporate shareholders identified. Group structure is distributed.

🏛️

Scotia (Tayside) Limited

Corporate parent · holds 50-75% shares

majority

🏛️

Housing Growth Partnership Iii Gp Llp

Corporate parent · holds 25-50% shares

significant stake

⬇

SCOTIA (BRECHIN) LIMITED

This company · SC723231

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Scotia (Tayside) Limited Corporate entity	50–75%	50–75%	50-75% shares · 50-75% voting	19/07/2022
Housing Growth Partnership Iii Gp Llp Corporate entity	25–50%	25–50%	25-50% shares · 25-50% voting	19/07/2022

1 historic (ceased) PSC

Scotia Homes (Holdings) Limitedceased 19/07/2022· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Trade services · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
S.K.L.L CONSULTING LTD→ SC656524 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
SILENT JOURNEYS LTD→ SC841446 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
SIMS SCENIC LIMITED→ SC630329 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
SINCLAIR VOICENET LIMITED→ SC191983 · est 1998 · no financials extracted	—	—	—	—	27y	—	—
SINOPER LTD→ SC719718 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
SITE SOLUTIONS (SCOTLAND) LTD→ SC842413 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
SKMZK LTD→ SC675375 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
SL ASSOCIATES LTD→ SC645458 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
SLP GENERAL PARTNER LIMITED→ SC839832 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
SMALL PRESS SCOTLAND CIC→ SC853011 · est 2025 · no financials extracted	—	—	—	—	—	—	—
SMART GROUP BUILDING SERVICES LTD→ SC535371 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
SMART ROOF AND WALL COATINGS LIMITED→ SC482548 · est 2014 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2022-02-15

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Ca'D'Oro Building

45 Gordon Street

Glasgow

G1 3PE

Scotland

Filing status

Accounts

Next due: 2026-06-30

Last made up to: 2024-06-30

Confirmation statement

Next due: 2026-12-08

Last: 2025-11-24

Officers (2 active · 10 resigned)

BEGBIE, Richard Gerard→

director · ~46y · appointed 2025-08-01

View their other companies + combined net worth →

Active

GERRARD, Gary James→

director · ~61y · appointed 2026-01-09

View their other companies + combined net worth →

Active

HMS SECRETARIES LIMITED→

corporate-secretary · appointed 2022-02-15 · resigned 2024-02-29

Resigned

BEATON, Carol Anne→

director · ~61y · appointed 2022-02-15 · resigned 2026-01-09

Resigned

BEGBIE, Richard Gerard→

director · ~46y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

BOYLE, Patrick Joseph→

director · ~53y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

BRUCE, William Martin→

director · ~62y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

CAMERON, David John→

director · ~84y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

GERRARD, Gary James→

director · ~61y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

LINTON, Bruce Reid→

director · ~73y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

LONIE, Andrew→

director · ~61y · appointed 2022-02-15 · resigned 2022-07-19

Resigned

REID, Graham→

director · ~45y · appointed 2022-02-15 · resigned 2025-07-31

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	1 property	28/12/2022	—
	outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	—	22/12/2022	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (32 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-01-16

appoint-person-director-company-with-name-date

officers · AP01

2026-01-13

termination-director-company-with-name-termination-date

officers · TM01

2026-01-09

appoint-person-director-company-with-name-date

officers · AP01

2025-11-28

termination-director-company-with-name-termination-date

officers · TM01

2025-08-01

accounts-with-accounts-type-small

accounts · AA

2025-04-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-05

termination-secretary-company-with-name-termination-date

officers · TM02

2024-03-01

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-12-07

accounts-with-accounts-type-small

accounts · AA

2023-11-15

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-01-04

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2022-12-23

confirmation-statement-with-updates

confirmation-statement · CS01

2022-11-24

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2022-10-05

change-account-reference-date-company-current-extended

accounts · AA01

2022-09-23