G&A INNS LTD
🌿Early-stageactive
SC727829 · ltd · incorporated 2022-03-29
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.9y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£110
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 77/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 3.9y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £110
Cash YoY
+87%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£30k
↑ 87% YoY
Net Worth
£110
↑ 101% YoY
Current Assets
£86k
↓ 22% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £371.0k | £386.9k |
| Current assets | £85.5k | £109.3k |
| Cash | £30.2k | £16.2k |
| Debtors | £45.1k | £83.9k |
| Net assets | £110 | £-19.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2025-12-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-21🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2025-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-09-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-01🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2022-03-29🏢Company incorporatedAs G&A INNS LTD
- 2022-03-29➕MCINTOSH, Audra appointeddirector
- 2022-03-29➕MCINTOSH, Gregor appointeddirector
- 2022-03-29📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gregor Mcintosh Individual · British · DOB 04/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/03/2022 |
Audra Mcintosh Individual · British · DOB 12/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/03/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DRUMOSSIE HOTEL LIMITED→ SC166906 · est 1996 | £1.70M £1.27M–£2.12M | — | — | 55 | 30y | 84 | 76y |
| R.A.W.G. KERR LTD.→ SC277405 · est 2004 | £313.0k £234.7k–£391.2k | — | — | 3 | 21y | 82 | 65y |
| THE MUSTARD SEED (RESTAURANTS) LIMITED→ SC206532 · est 2000 | £264.8k £198.6k–£331.0k | £2.45M | — | 4300 | 26y | 87 | 67y |
| BRUCE GROUP SCOTLAND LIMITED→ SC236976 · est 2002 | — | — | £409.4k | — | 23y | 83 | 60y |
| LION & UNICORN HOTEL LIMITED→ SC202210 · est 1999 | — | — | — | 15 | 26y | 83 | 64y |
| LOCHSIDE COTTAGES LIMITED→ SC023268 · est 1945 | — | — | £263.0k | — | 81y | 83 | 69y |
| BAR ALDO LIMITED→ SC312643 · est 2006 | — | — | £20.6k | — | 19y | 82 | 62y |
| BLUENOTE RESTAURANT LTD.→ SC171302 · est 1997 | — | — | £100.3k | — | 29y | 82 | 64y |
| CASTLE VIEW RETAIL LIMITED→ SC220895 · est 2001 · no financials extracted | — | — | — | — | 25y | 82 | 65y |
| ECOSSE LEISURE LIMITED→ SC196518 · est 1999 | — | — | — | 0 | 27y | 82 | 73y |
| GJ ANDERSON LIMITED→ SC310102 · est 2006 | — | — | £206.7k | — | 19y | 82 | 62y |
| LOCHEND CHALETS LTD.→ SC293939 · est 2005 | — | — | £18.5k | — | 20y | 82 | 66y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-03-29
Jurisdictionscotland
Primary SIC56101 — Licenced restaurants
Registered office
Unit 5 Gateway Business Park
Beancross Road
Grangemouth
FK3 8WX
Scotland
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28
Officers (2 active · 0 resigned)
MCINTOSH, Audra→
Activedirector · ~60y · appointed 2022-03-29
View their other companies + combined net worth →
MCINTOSH, Gregor→
Activedirector · ~59y · appointed 2022-03-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | A registered charge | 1 property | 21/11/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 01/09/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (11 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-08-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-13
incorporation-company
incorporation · NEWINC
2022-03-29