PRIME PROPERTY & LETS LTD
💤Zombieactive
SC731531 · ltd · incorporated 2022-05-05
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£737.0k
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Worth a lookProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 64/100 (worth a look), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
37 live charges · 7 lenders · oldest 3.7y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · 7 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
37 charges (37/37 with lender, 37/37 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £736,982
High leverage
Liabilities are 100% of total assets
Leverage
100%
Liabilities / Total assets
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£737k
↑ 61% YoY
Current Assets
£2.8m
↑ 14468% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £5.16M | £2.70M |
| Current assets | £2.84M | £19.5k |
| Net assets | £737.0k | £457.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 address
- • 1 accounts
Last 180 days
2
filings
- • 1 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2026-03-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-01🔓Charge satisfied #24
- 2025-09-01🔓Charge satisfied #18
- 2025-09-01🔓Charge satisfied #7
- 2025-08-27🔒Charge registered #37Lender: Paragon Bank PLC
- 2025-08-27🔒Charge registered #36Lender: The Mortgage Works (UK) PLC
- 2025-08-27🔒Charge registered #35Lender: The Mortgage Works (UK) PLC
- 2025-08-27🔒Charge registered #34Lender: The Mortgage Works (UK) PLC
- 2025-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-19🔒Charge registered #33Lender: Paragon Bank PLC
- 2025-06-19🔒Charge registered #32Lender: Paragon Bank PLC
- 2025-06-19🔒Charge registered #31Lender: Paragon Bank PLC
- 2025-06-19🔒Charge registered #30Lender: Paragon Bank PLC
- 2025-06-19🔒Charge registered #29Lender: Paragon Bank PLC
- 2025-05-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-06🔒Charge registered #28Lender: Aldermore Bank PLC
- 2025-04-29📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2025-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-31🔒Charge registered #27Lender: Aldermore Bank PLC
- 2025-01-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-23🔒Charge registered #26Lender: Aldermore Bank PLC
- 2024-12-23🔒Charge registered #25Lender: The Mortgage Lender Limited
- 2024-12-23🔒Charge registered #24Lender: The Mortgage Lender Limited
- 2024-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-08🔒Charge registered #23Lender: Aldermore Bank PLC
- 2024-10-08🔒Charge registered #22Lender: Aldermore Bank PLC
- 2024-09-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-27🔒Charge registered #21Lender: Paragon Bank PLC
- 2024-08-06🔒Charge registered #20Lender: Aldermore Bank PLC
- 2024-07-25🔒Charge registered #19Lender: Aldermore Bank PLC
- 2024-07-15🔒Charge registered #16Lender: Paragon Bank PLC
- 2024-07-09🔒Charge registered #18Lender: The Mortgage Lender Limited
- 2024-07-09🔒Charge registered #17Lender: Paragon Bank PLC
- 2024-06-19🔒Charge registered #15Lender: Paragon Bank PLC
Showing most recent 50 of 66 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med · 1 low9 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-08-27: A registered charge; 2025-08-27: A registered charge; 2025-08-27: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
34 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Lawlor Individual · Scottish · DOB 09/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| TULLYBEAGLES LIMITED→ SC352935 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| TWEEDDALE COURT (EDINBURGH) LIMITED→ SC074222 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
| TWENTY TWO HOLDINGS LIMITED→ SC587584 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| TWO ROBS LIMITED→ SC855594 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| UM PROPERTY MANAGEMENT LIMITED→ SC797099 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| V&A HOUSES LTD→ SC788882 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| VISSER DEVELOPMENTS LTD→ SC796661 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| VISSER PROPERTY INVESTMENTS LTD→ SC666748 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| VMW PROPERTIES LTD→ SC850785 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| VNS LETS LIMITED→ SC733350 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| VSURE LTD→ SC864181 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| W9 DEVELOPMENTS LTD→ SC764449 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-05-05
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
75 The Vennel
Linlithgow
EH49 7ET
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-18
Last: 2025-05-04
Officers (1 active · 0 resigned)
LAWLOR, Jonathan→
Activedirector · ~38y · appointed 2022-05-05
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
37
Total charges
34
Outstanding
7
Active lenders
Status:Lender:37 of 37 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 27/08/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 27/08/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 27/08/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 27/08/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/06/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/06/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/06/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/06/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/06/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 06/05/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 31/01/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 23/12/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 23/12/2024 | — | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 23/12/2024 | 01/09/2025 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 08/10/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 08/10/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 27/08/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 06/08/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 25/07/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/07/2024 | — | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 09/07/2024 | 01/09/2025 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 09/07/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/06/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/05/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/03/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 06/02/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 29/01/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/11/2023 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 28/09/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/06/2023 | — | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 26/05/2023 | 01/09/2025 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 13/03/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/02/2023 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 20/02/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/09/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/08/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/08/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-18