ASSURED PROPERTY GROUP LTD
Opportunity 72/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
4 live charges · oldest 3.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.1 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £146.6k | — |
| Current assets | £427 | — |
| Net assets | £-4.8k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 2 confirmation-statement
- • 1 mortgage
- • 1 accounts
Corporate timeline (15 events)Click to expand
- 2026-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-10🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2026-01-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-30🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2025-03-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-10📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2024-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-31🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2024-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-31🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-05-23🏢Company incorporatedAs ASSURED PROPERTY GROUP LTD
- 2022-05-23➕NORTON, Michael Anthony appointeddirector
- 2022-05-23📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Anthony Norton Individual · British · DOB 10/1990 · age 36 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| BRJA PROPERTY LTD→ SC782447 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BROCKLEWOOD LIMITED→ SC443584 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BRUCAM PROPERTIES LTD→ SC868766 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUDGET HOLDINGS LTD→ SC690310 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 10/04/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 30/05/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 31/01/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 31/03/2023 | — |