TOTLEYWELLS LTD

🌿Early-stageactive
SC733419 · ltd · incorporated 2022-05-24
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£21.3k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
  • 68320Management of real estate on a fee or contract basis
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 71/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -65% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 3.6y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~3.6 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £21,252
Net assets shrinking
Down £20,054 YoY
Cash draining
Cash down 65% YoY
Cash YoY
-65%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£956
↓ 65% YoY
Net Worth
£21k
↓ 49% YoY
Current Assets
£6k
↓ 92% YoY
Current Liabilities
£0£16k£32k£48k£64k£80kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£1.03M£1.04M
Current assets£6.4k£79.5k
Cash£956£2.7k
Debtors£5.5k£76.8k
Net assets£21.3k£41.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-10-30
    📄
    capital-allotment-shares
    capital · SH01
  3. 2025-10-30
    📄
    capital-allotment-shares
    capital · SH01
  4. 2025-10-17
    📄
    replacement-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP01CS01
  5. 2024-06-13
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  6. 2024-06-13
    📄
    capital-name-of-class-of-shares
    capital · SH08
  7. 2024-06-11
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2024-06-07
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  9. 2024-05-20
    📄
    capital-allotment-shares
    capital · SH01
  10. 2024-05-20
    📄
    capital-allotment-shares
    capital · SH01
  11. 2024-05-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2024-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2024-01-29
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  15. 2023-12-18
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2023-12-13
    📄
    capital-allotment-shares
    capital · SH01
  17. 2023-10-03
    CASELY, Shona Margaret resigned
    director
  18. 2023-05-06
    📄
    capital-allotment-shares
    capital · SH01
  19. 2023-05-02
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  20. 2023-05-02
    📄
    capital-name-of-class-of-shares
    capital · SH08
  21. 2023-05-02
    📄
    resolution
    resolution · RESOLUTIONS
  22. 2023-05-02
    📄
    memorandum-articles
    incorporation · MA
  23. 2022-10-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2022-10-26
    🔒
    Charge registered #1
    Lender: Paragon Bank PLC
  25. 2022-05-24
    🏢
    Company incorporated
    As TOTLEYWELLS LTD
  26. 2022-05-24
    FINDLAY, Alison Ruth appointed
    director
  27. 2022-05-24
    GRIBBEN, Anthony Robert appointed
    director
  28. 2022-05-24
    GRIBBEN, Rachel Elizabeth appointed
    director
  29. 2022-05-24
    CASELY, Shona Margaret appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Ms Alison Ruth Findlay
Individual · British · DOB 09/1971 · age 55
2550%
25–50%board control25-50% shares · 25-50% voting · board control24/05/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-05-24
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Totleywells Grange
Winchburgh
Broxburn
EH52 6QJ
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-03
Last: 2025-07-20

Officers (3 active · 1 resigned)

FINDLAY, Alison Ruth
director · ~55y · appointed 2022-05-24
View their other companies + combined net worth →
Active
GRIBBEN, Anthony Robert
director · ~56y · appointed 2022-05-24
View their other companies + combined net worth →
Active
GRIBBEN, Rachel Elizabeth
director · ~54y · appointed 2022-05-24
View their other companies + combined net worth →
Active
CASELY, Shona Margaret
director · ~59y · appointed 2022-05-24 · resigned 2023-10-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property26/10/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (29 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-04
capital-allotment-shares
capital · SH01
2025-10-30
capital-allotment-shares
capital · SH01
2025-10-30
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-10-17
confirmation-statement
confirmation-statement · CS01
2025-09-01
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-08
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-06-13
capital-name-of-class-of-shares
capital · SH08
2024-06-13
resolution
resolution · RESOLUTIONS
2024-06-11
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-06-07
capital-allotment-shares
capital · SH01
2024-05-20
capital-allotment-shares
capital · SH01
2024-05-20
termination-director-company-with-name-termination-date
officers · TM01
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29