SCR HOMES LTD

🌿Early-stageactive
SC735814 · ltd · incorporated 2022-06-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 3.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
book net assets
Opportunity
67/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 3.6y

60/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Charge age ~3.6 years — mid-life; refi window approaching.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
79
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Average employees1000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
2
filings
  • 2 officers
Last 90 days
5
filings
  • 2 officers
  • 2 address
  • 1 accounts
Last 180 days
5
filings
  • 2 officers
  • 2 address
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-05-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-05-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2026-03-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2026-03-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-08-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-08-29
    🔒
    Charge registered #7
    Lender: The Mortgage Works (UK) PLC
  8. 2025-03-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2025-03-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2025-03-24
    🔒
    Charge registered #6
    Lender: Mortgage Works (UK) PLC
  11. 2025-01-31
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  12. 2024-03-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2024-03-21
    🔒
    Charge registered #5
    Lender: Mortgage Works (UK) PLC
  14. 2024-03-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2024-02-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2024-02-19
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  17. 2024-01-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2024-01-30
    🔒
    Charge registered #3
    Lender: Mortgage Works (UK) PLC
  19. 2023-01-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2022-12-22
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  21. 2022-10-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2022-10-12
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  23. 2022-08-23
    ROBERTSON, Cheryl Lee appointed
    director
  24. 2022-08-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  25. 2022-08-23
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  26. 2022-08-23
    📄
    capital-allotment-shares
    capital · SH01
  27. 2022-08-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  28. 2022-06-17
    🏢
    Company incorporated
    As SCR HOMES LTD
  29. 2022-06-17
    ROBERTSON, Steven James appointed
    director
  30. 2022-06-17
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

2 low
7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Cheryl Lee Robertson
Individual · British · DOB 09/1989 · age 37
2550%
25–50%25-50% shares · 25-50% voting23/08/2022
Mr Steven James Robertson
Individual · British · DOB 10/1983 · age 43
2550%
25–50%board control25-50% shares · 25-50% voting · board control17/06/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-06-17
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Clyde Offices, 2nd Floor
48 West George Street
Glasgow,
G2 1BP
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29

Officers (2 active · 0 resigned)

ROBERTSON, Cheryl Lee
director · ~37y · appointed 2022-08-23
View their other companies + combined net worth →
Active
ROBERTSON, Steven James
director · ~43y · appointed 2022-06-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
7
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property29/08/2025
outstanding
Mortgage Works (UK)
Mortgage Works (UK) PLC
A registered charge1 property24/03/2025
outstanding
Mortgage Works (UK)
Mortgage Works (UK) PLC
A registered charge1 property21/03/2024
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property19/02/2024
outstanding
Mortgage Works (UK)
Mortgage Works (UK) PLC
A registered charge1 property30/01/2024
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property22/12/2022
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property12/10/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

change-person-director-company-with-change-date
officers · CH01
2026-05-14
change-person-director-company-with-change-date
officers · CH01
2026-05-14
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-25
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-31