SCR HOMES LTD
- · Oldest live charge 3.6y old — refinance window within 12 months
Opportunity 67/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 2 lenders · oldest 3.6y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.6 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 100 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 2 officers
- • 2 officers
- • 2 address
- • 1 accounts
- • 2 officers
- • 2 address
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-05-14📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-14📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-29🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2025-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-24🔒Charge registered #6Lender: Mortgage Works (UK) PLC
- 2025-01-31📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2024-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21🔒Charge registered #5Lender: Mortgage Works (UK) PLC
- 2024-03-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-19🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2024-01-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-30🔒Charge registered #3Lender: Mortgage Works (UK) PLC
- 2023-01-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-22🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2022-10-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-12🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-08-23➕ROBERTSON, Cheryl Lee appointeddirector
- 2022-08-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-08-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-08-23📄capital-allotment-sharescapital · SH01
- 2022-08-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-17🏢Company incorporatedAs SCR HOMES LTD
- 2022-06-17➕ROBERTSON, Steven James appointeddirector
- 2022-06-17📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Cheryl Lee Robertson Individual · British · DOB 09/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/08/2022 |
Mr Steven James Robertson Individual · British · DOB 10/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/06/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SR PROPERTIES AND INVESTMENTS LIMITED→ SC867772 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SSMCG LTD→ SC823523 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ST ANDREWS ESTATES (SCOTLAND) LIMITED→ SC271716 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| STAG PROPERTIES LTD.→ SC232325 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| STAR MANAGEMENT LTD→ SC725606 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| STATION HOUSE GLASGOW LTD→ SC210000 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| STAYSAGE LTD→ SC830302 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| STEYNE PROPERTY MANAGEMENT LTD→ SC705959 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| STG HOMES LTD→ SC796496 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| STIRLING PROPERTY SURVEY LTD→ SC847779 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| STONE PROPERTY (SCOTLAND) LTD→ SC681954 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| STONEFIELD ROOMS LTD→ SC611102 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 29/08/2025 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 24/03/2025 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 21/03/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 19/02/2024 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 30/01/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/12/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 12/10/2022 | — |