SCOTCH WHISKY INTERNATIONAL REAL ESTATE LIMITED
💤Zombieactive
SC736992 · ltd · incorporated 2022-06-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of real estate investment trusts
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 3.1y
20/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.1 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (1 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-10-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-09📄legacyaccounts · PARENT_ACC
- 2025-10-09📄legacyother · AGREEMENT2
- 2025-07-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-26📄legacyother · GUARANTEE2
- 2025-06-24➖RENNIE, Keith Thomas resigneddirector
- 2024-06-18📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-22➖VAN DIJK, Rudolf Adrianus resigneddirector
- 2023-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-08📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-12-04🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2023-11-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-28➖HABETS, Eran Hubert Theodoor Johan Marie resigneddirector
- 2023-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-10🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2023-11-07🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2023-11-07🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2023-08-01➕HABETS, Eran Hubert Theodoor Johan Marie appointeddirector
- 2023-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-10📄accounts-with-accounts-type-smallaccounts · AA
- 2023-04-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-30🔒Charge registered #1Lender: The Fife Council
- 2023-03-09📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-08-11✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-06-30🏢Company incorporatedAs SCOTCH WHISKY INTERNATIONAL REAL ESTATE LIMITED
- 2022-06-30➕KAPPEN, Michel appointeddirector
- 2022-06-30➕RENNIE, Keith Thomas appointeddirector
- 2022-06-30➕VAN DIJK, Rudolf Adrianus appointeddirector
- 2022-06-30📄incorporation-companyincorporation · NEWINC
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Scotch Whisky Investments Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Scotch Whisky Investments Ltd
Corporate parent · holds 75-100% shares
⬇
SCOTCH WHISKY INTERNATIONAL REAL ESTATE LIMITED
This company · SC736992
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Scotch Whisky Investments Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 30/06/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| COTTESMORE LIMITED→ SC392573 · est 2011 | — | — | £1.19M | — | 15y | 81 | 78y |
| INSURE SMART LIMITED→ SC268774 · est 2004 | — | — | £137.9k | — | 21y | 81 | 60y |
| MORTGAGE HELP SCOTLAND LTD→ SC308427 · est 2006 | — | — | £15.0k | — | 19y | 81 | 62y |
| OUR TRAVEL INSURANCE LIMITED→ SC394090 · est 2011 | — | — | £32.5k | — | 15y | 81 | 73y |
| ABACUS FINANCIAL PLANNING CONSULTANTS LIMITED→ SC244682 · est 2003 | — | — | £202.3k | — | 23y | 80 | 68y |
| GWENEVE LTD.→ SC328078 · est 2007 | — | — | — | 0 | 18y | 80 | 68y |
| INDEPENDENT ONE 2 ONE LTD→ SC367135 · est 2009 | — | — | — | 300 | 16y | 80 | 67y |
| INDEPENDENT PENSION TRUSTEES LIMITED→ SC135111 · est 1991 | — | — | £10.5k | — | 34y | 80 | 74y |
| INSURANCE SERVICES (SCOTLAND) LIMITED→ SC107387 · est 1987 | — | — | — | 300 | 38y | 80 | 63y |
| INVEST INDIA LIMITED→ SC378182 · est 2010 | — | — | — | 0 | 15y | 80 | 67y |
| JIM MCARTHUR INDEPENDENT FINANCIAL SERVICES LTD→ SC240858 · est 2002 | — | — | — | 100 | 23y | 80 | 74y |
| KINGDOM INVESTMENTS MANAGEMENT LIMITED→ SC428631 · est 2012 | — | — | — | 4 | 13y | 80 | 68y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-06-30
Jurisdictionscotland
Primary SIC64306 — Activities of real estate investment trusts
Registered office
5 Station Road
Auchtermuchty
Cupar
KY14 7DP
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29
Officers (1 active · 3 resigned)
KAPPEN, Michel→
Activedirector · ~58y · appointed 2022-06-30
View their other companies + combined net worth →
HABETS, Eran Hubert Theodoor Johan Marie→
Resigneddirector · ~60y · appointed 2023-08-01 · resigned 2023-11-28
RENNIE, Keith Thomas→
Resigneddirector · ~57y · appointed 2022-06-30 · resigned 2025-06-24
VAN DIJK, Rudolf Adrianus→
Resigneddirector · ~48y · appointed 2022-06-30 · resigned 2023-12-22
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 2 properties | 04/12/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 10/11/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 07/11/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 07/11/2023 | — | |
| outstanding | The Fife Council | A registered charge | 1 property | 30/03/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-09
legacy
accounts · PARENT_ACC
2025-10-09
legacy
other · AGREEMENT2
2025-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-09
termination-director-company-with-name-termination-date
officers · TM01
2025-07-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-04
legacy
other · GUARANTEE2
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-05
accounts-with-accounts-type-small
accounts · AA
2024-06-18
termination-director-company-with-name-termination-date
officers · TM01
2023-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2023-12-08
termination-director-company-with-name-termination-date
officers · TM01
2023-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-24