J&F ANGUS LIMITED
- · Oldest live charge 3.6y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 3.6y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (9 events)Click to expand
- 2026-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-30🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-08-09🏢Company incorporatedAs J&F ANGUS LIMITED
- 2022-08-09➕SORRIE, Carrie Kathleen appointeddirector
- 2022-08-09➕SORRIE, Gary Edward appointeddirector
- 2022-08-09📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gary Edward Sorrie Individual · British · DOB 02/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/08/2022 |
Mrs Carrie Kathleen Sorrie Individual · British · DOB 01/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/08/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| J & M MCCALLUM LIMITED→ SC480448 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
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| JACK 1 2 3 PROPERTIES LIMITED→ SC228562 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| JACKSON PROPERTY SCOTLAND LIMITED→ SC727972 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
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| JAMES KEILLER DEVELOPMENTS LIMITED→ SC263698 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| JASPAR LIMITED→ SC236699 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| JENZ PROPERTY LTD→ SC649456 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 30/09/2022 | — |