MAR PROP HOLDINGS LTD

🌿Early-stageactive
SC741476 · ltd · incorporated 2022-08-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
year to Aug 2024
Net worth
£6.8k
book net assets
Opportunity
68/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 68/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -84% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 3.5y

20/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~3.5 years — mid-life; refi window approaching.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £6,788
Cash draining
Cash down 84% YoY
Cash YoY
-84%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£8k
↓ 84% YoY
Net Worth
£7k
↑ 254% YoY
Current Assets
£8k
↓ 84% YoY
Current Liabilities
£0£10k£20k£31k£41k£51kAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-08-312023-08-31
Total assets£253.0k£139.3k
Current assets£8.0k£51.2k
Cash£8.0k£51.2k
Net assets£6.8k£1.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-09-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2025-09-08
    🔒
    Charge registered #5
    Lender: Paragon Bank PLC
  3. 2025-09-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-08-29
    🔒
    Charge registered #4
    Lender: Paragon Bank PLC
  5. 2025-06-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-06-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-09-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2023-09-18
    🔒
    Charge registered #3
    Lender: Paragon Bank PLC
  9. 2022-11-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2022-11-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2022-11-25
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  12. 2022-11-25
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  13. 2022-08-16
    🏢
    Company incorporated
    As MAR PROP HOLDINGS LTD
  14. 2022-08-16
    RASHID, Arfan appointed
    director
  15. 2022-08-16
    RASHID, Maria appointed
    director
  16. 2022-08-16
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Maria Rashid
Individual · British · DOB 12/1991 · age 35
2550%
25–50%board control25-50% shares · 25-50% voting · board control16/08/2022
Mr Arfan Rashid
Individual · British · DOB 07/1985 · age 41
2550%
25–50%board control25-50% shares · 25-50% voting · board control16/08/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-08-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

22 Glenpark Avenue
Thornliebank
Glasgow
G46 7JF
Scotland

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-29
Last: 2025-08-15

Officers (2 active · 0 resigned)

RASHID, Arfan
director · ~41y · appointed 2022-08-16
View their other companies + combined net worth →
Active
RASHID, Maria
director · ~35y · appointed 2022-08-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property08/09/2025
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property29/08/2025
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property18/09/2023
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property25/11/2022
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property25/11/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-29
incorporation-company
incorporation · NEWINC
2022-08-16