M GAFFNEY AND SONS LIMITED

🌿Early-stageactive
SC741863 · ltd · incorporated 2022-08-19
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2024
Net worth
£89.3k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
ALSO REGISTERED FOR
  • 43390Other building completion and finishing
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 75/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £89,253

Key financials

2 years extracted from filed iXBRL accounts
Cash
£33k
Net Worth
£89k
Current Assets
£45k
Current Liabilities
£0£18k£36k£54k£71k£89kAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-312023-08-31
Total assets£100.9k
Current assets£44.8k
Cash£32.9k
Debtors£11.9k
Net assets£89.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (7 events)Click to expand
  1. 2025-05-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2023-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2022-08-19
    🏢
    Company incorporated
    As M GAFFNEY AND SONS LIMITED
  4. 2022-08-19
    GAFFNEY, Jessie Johnstone appointed
    director
  5. 2022-08-19
    GAFFNEY, Michael Neil appointed
    director
  6. 2022-08-19
    GAFFNEY, Michael appointed
    director
  7. 2022-08-19
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "GAFFNEY" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — GAFFNEY, Michael Neil (same surname) appointed 2022-08-19. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Michael Gaffney
Individual · British · DOB 01/1953 · age 73
2550%
25–50%25-50% shares · 25-50% voting19/08/2022
Mr Michael Neil Gaffney
Individual · British · DOB 09/1974 · age 52
2550%
25–50%25-50% shares · 25-50% voting19/08/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2022-08-19
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings

Registered office

Dumfries Enterprise Park
Heathhall
Dumfries
Dumfries & Galloway
DG1 3SJ
United Kingdom

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-09-01
Last: 2025-08-18

Officers (3 active · 0 resigned)

GAFFNEY, Jessie Johnstone
director · ~71y · appointed 2022-08-19
View their other companies + combined net worth →
Active
GAFFNEY, Michael Neil
director · ~52y · appointed 2022-08-19
View their other companies + combined net worth →
Active
GAFFNEY, Michael
director · ~73y · appointed 2022-08-19
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (6 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-26
incorporation-company
incorporation · NEWINC
2022-08-19