BUNAJIFAB LTD

🌿Early-stageactive
SC743746 · ltd · incorporated 2022-09-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · medium confidence
Mixed signals — 1 changes over 30 days, no clear direction yet.
  • · Filings: 8 → 9
What changed my view
Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

  • Filings: 89
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
£5.8k
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 72/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 2.0y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.0 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (85/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £5,773

Key financials

3 years extracted from filed iXBRL accounts
Cash
Net Worth
£6k
↑ 17% YoY
Current Assets
£1k
↑ 8.9% YoY
Current Liabilities
£0£1k£2k£3k£5k£6kSept 2023Sept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-302023-09-30
Total assets£145.4k£145.8k£64.3k
Current assets£1.2k£1.1k£2.9k
Net assets£5.8k£4.9k£3.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-03-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-03-25
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  4. 2025-05-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-07-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-07-24
    🔒
    Charge registered #1
    Lender: Leeds Building Society
  7. 2024-05-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-09-07
    🏢
    Company incorporated
    As BUNAJIFAB LTD
  9. 2022-09-07
    FABIYI, Ajibade appointed
    director
  10. 2022-09-07
    FABIYI, Olubunmi Elizabeth appointed
    director
  11. 2022-09-07
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ajibade Fabiyi
Individual · British · DOB 06/1970 · age 56
2550%
25–50%board control25-50% shares · 25-50% voting · board control07/09/2022
Mrs Olubunmi Elizabeth Fabiyi
Individual · British · DOB 07/1976 · age 50
2550%
25–50%board control25-50% shares · 25-50% voting · board control07/09/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-09-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

14 Roystonhill Gate
Glasgow
G21 2FA
Scotland

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-20
Last: 2025-09-06

Officers (2 active · 0 resigned)

FABIYI, Ajibade
director · ~56y · appointed 2022-09-07
View their other companies + combined net worth →
Active
FABIYI, Olubunmi Elizabeth
director · ~50y · appointed 2022-09-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property25/03/2026
outstanding
Leeds Building Society
A registered charge1 property24/07/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (9 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-07
incorporation-company
incorporation · NEWINC
2022-09-07