NEVIS PROPERTIES (COMMERCIAL) LIMITED

🌿Early-stageactive
SC744579 · ltd · incorporated 2022-09-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
£27.9k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 0.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 0.2 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £27,920
Cash YoY
+621%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£46k
↑ 621% YoY
Net Worth
£28k
↑ 169% YoY
Current Assets
£47k
↑ 85% YoY
Current Liabilities
£0£9k£19k£28k£37k£47kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£27.9k£10.4k
Current assets£46.7k£25.3k
Cash£46.4k£6.4k
Debtors£362£18.8k
Net assets£27.9k£10.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 mortgage
Last 90 days
4
filings
  • 4 mortgage
Last 180 days
4
filings
  • 4 mortgage
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2026-05-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-05-04
    🔒
    Charge registered #4
    Lender: Handelsbanken PLC, as Security Trustee
  3. 2026-04-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-04-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2026-04-09
    🔒
    Charge registered #3
    Lender: Handelsbanken PLC, as Security Trustee
  6. 2026-04-08
    🔒
    Charge registered #2
    Lender: Handelsbanken PLC, as Security Trustee
  7. 2026-03-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2026-03-30
    🔒
    Charge registered #1
    Lender: Handelsbanken PLC as Security Trustee
  9. 2025-06-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2024-12-11
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  11. 2024-12-03
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  12. 2024-05-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-09-15
    🏢
    Company incorporated
    As NEVIS PROPERTIES (COMMERCIAL) LIMITED
  14. 2022-09-15
    MCKECHNIE, Stephen John appointed
    director
  15. 2022-09-15
    TAYLOR, Marcus appointed
    director
  16. 2022-09-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
4 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-05-04: A registered charge; 2026-04-09: A registered charge; 2026-04-08: A registered charge

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Stephen John Mckechnie
Individual · British · DOB 09/1968 · age 58
2550%
25–50%board control25-50% shares · 25-50% voting · board control15/09/2022
Mr Marcus Taylor
Individual · British · DOB 02/1990 · age 36
2550%
25–50%board control25-50% shares · 25-50% voting · board control15/09/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-09-15
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

6th Floor, Gordon Chambers
90 Mitchell Street
Glasgow
G1 3NQ
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-03
Last: 2025-08-20

Officers (2 active · 0 resigned)

MCKECHNIE, Stephen John
director · ~58y · appointed 2022-09-15
View their other companies + combined net worth →
Active
TAYLOR, Marcus
director · ~36y · appointed 2022-09-15
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Handelsbanken , as Security Trustee
Handelsbanken PLC, as Security Trustee
A registered charge2 properties04/05/2026
outstanding
Handelsbanken , as Security Trustee
Handelsbanken PLC, as Security Trustee
A registered charge3 properties09/04/2026
outstanding
Handelsbanken , as Security Trustee
Handelsbanken PLC, as Security Trustee
A registered charge2 properties08/04/2026
outstanding
Handelsbanken as Security Trustee
Handelsbanken PLC as Security Trustee
A registered charge1 property30/03/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-23
gazette-filings-brought-up-to-date
gazette · DISS40
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
gazette-notice-compulsory
gazette · GAZ1
2024-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-16
incorporation-company
incorporation · NEWINC
2022-09-15