MACD PROPERTY MANAGEMENT LTD

🌿Early-stageactive
SC748220 · ltd · incorporated 2022-10-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Oct 2024
Net worth
£69.0k
book net assets
Opportunity
69/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

6 live charges · 3 lenders · oldest 3.0y

25/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Charge age ~3.0 years — mid-life; refi window approaching.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £68,970
Cash YoY
+38%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£24k
↑ 38% YoY
Net Worth
£69k
↑ 235% YoY
Current Assets
£24k
↑ 36% YoY
Current Liabilities
£0£14k£28k£41k£55k£69kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-10-312023-10-31
Total assets£285.0k£67.7k
Current assets£24.3k£17.8k
Cash£23.6k£17.2k
Debtors£650£650
Net assets£69.0k£20.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 address
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-01-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-05-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-05-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-05-14
    🔒
    Charge registered #6
    Lender: Together Commercial Finance Limited
  5. 2025-05-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-04-24
    🔒
    Charge registered #5
    Lender: Together Commercial Finance Limited
  7. 2025-03-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-07-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-07-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-07-08
    🔓
    Charge satisfied #3
  11. 2024-07-08
    🔓
    Charge satisfied #2
  12. 2024-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-05-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2024-05-21
    🔒
    Charge registered #4
    Lender: Paratus Amc Limited
  15. 2023-12-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2023-12-05
    🔒
    Charge registered #3
    Lender: Together Commercial Finance Limited
  17. 2023-11-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2023-11-28
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  19. 2023-04-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2023-04-18
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  21. 2022-10-24
    🏢
    Company incorporated
    As MACD PROPERTY MANAGEMENT LTD
  22. 2022-10-24
    MACDONALD, Mark appointed
    director
  23. 2022-10-24
    MACDONALD, Scott appointed
    director
  24. 2022-10-24
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Mark Macdonald
Individual · Scottish · DOB 02/1987 · age 39
2550%
25–50%board control25-50% shares · 25-50% voting · board control24/10/2022
Mr Scott Macdonald
Individual · Scottish · DOB 06/1989 · age 37
2550%
25–50%board control25-50% shares · 25-50% voting · board control24/10/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · AB postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
LARGESS ASSOCIATES LIMITED
SC455506 · est 2013 · no financials extracted
12y
LARIA COMPANY LTD
SC701001 · est 2021 · no financials extracted
4y
LATHERON PROPERTIES (SCOTLAND) LIMITED
SC458800 · est 2013 · no financials extracted
12y
LEADGATE HOMES LIMITED
SC468168 · est 2014 · no financials extracted
12y
LEIPER LETTINGS LTD
SC788457 · est 2023 · no financials extracted
2y
LET AND SALES LOGISTICS SERVICES LTD
SC818191 · est 2024 · no financials extracted
1y
LOTUS ESTATE LTD
SC875553 · est 2026 · no financials extracted
LRO PROPERTY GROUP LTD
SC801601 · est 2024 · no financials extracted
2y
LUCY LETTINGS LTD
SC812727 · est 2024 · no financials extracted
1y
MAKAR HOLDINGS LIMITED
SC586861 · est 2018 · no financials extracted
8y
MANAR DEVELOPMENTS LTD.
SC361319 · est 2009 · no financials extracted
16y
MANGROVE ENTERPRISES LTD
SC819078 · est 2024 · no financials extracted
1y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-10-24
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

62 Rowan Drive
Westhill
AB32 6QB
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-06
Last: 2025-10-23

Officers (2 active · 0 resigned)

MACDONALD, Mark
director · ~39y · appointed 2022-10-24
View their other companies + combined net worth →
Active
MACDONALD, Scott
director · ~37y · appointed 2022-10-24
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
4
Outstanding
3
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property14/05/2025
outstanding
Together Money
Together Commercial Finance Limited
A registered charge24/04/2025
outstanding
Paratus Amc
Paratus Amc Limited
A registered charge1 property21/05/2024
satisfied
Together Money
Together Commercial Finance Limited
A registered charge2 properties05/12/202308/07/2024
satisfied
Together Money
Together Commercial Finance Limited
A registered charge28/11/202308/07/2024
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property18/04/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (16 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-08
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-21