LMT PROPERTY INVESTORS LTD
- 68209Other letting and operating of own or leased real estate
Opportunity 68/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 3 lenders · oldest 3.3y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.3 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £216.0k | £47.4k |
| Current assets | £1.0k | £710 |
| Cash | £328 | — |
| Debtors | £710 | — |
| Net assets | £42.2k | £20.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 2 mortgage
Corporate timeline (21 events)Click to expand
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-07🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2026-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-20🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-18🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2025-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-07🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2024-11-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-31➕TITMAN, Mark James appointeddirector
- 2024-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-09🔒Charge registered #3Lender: Aldermore Bank PLC
- 2024-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-16🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2023-01-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-18🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-10-28🏢Company incorporatedAs LMT PROPERTY INVESTORS LTD
- 2022-10-28➕TITMAN, Laura appointeddirector
- 2022-10-28📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Laura Titman Individual · British · DOB 06/1985 · age 41 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/10/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| MA PROPERTIES (GLASGOW) LIMITED→ SC775158 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MA PROPERTY SCOTLAND LTD→ SC861818 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MALENHOLD LIMITED→ SC112531 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| MALIK PROPERTIES LTD→ SC255935 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| MAMS PROPERTY LTD→ SC857501 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MANCEAU LIMITED→ SC799479 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| MANCHESTER FOOT & ANKLE CLINIC / NORTH WEST ORTHOSPORTS LTD.→ SC387376 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| MANOR LETTING AGENTS LTD→ SC690392 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| MANORHOLME SCOTLAND LTD→ SC716661 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MANSUR BUSINESS VENTURES LTD→ SC322826 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| MAR PROP HOLDINGS LTD→ SC741476 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MARAMA INVESTMENTS LTD→ SC814825 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/05/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 20/01/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/02/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 07/02/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 09/05/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/03/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 18/01/2023 | — |