HOUSES TO RENT AYRSHIRE LIMITED
🌿Early-stageactive
SC750779 · ltd · incorporated 2022-11-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · medium confidence
Mixed signals — 1 changes over 30 days, no clear direction yet.
- · Refinance opportunity: too_messy → clean_up_first
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.0y old — refinance window within 12 months
What changed my view
Last 30 days
Mixed signals in the last 30 days — 0 improved, 0 worsened.
- ·Refinance opportunity: too_messy → clean_up_first
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 73-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
13 live charges · oldest 3.0y
55/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.0 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-22🔒Charge registered #13Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #12Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #11Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #10Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #9Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #8Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #7Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #6Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #5Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #4Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #3Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #2Lender: Aldermore Bank PLC
- 2023-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-13🔒Charge registered #1Lender: Aldermore Bank PLC
- 2022-11-18🏢Company incorporatedAs HOUSES TO RENT AYRSHIRE LIMITED
- 2022-11-18➕DEO, Kuldip Kaur appointeddirector
- 2022-11-18➕DEO, Mohinder Singh appointeddirector
- 2022-11-18📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mohinder Singh Deo Individual · British · DOB 06/1953 · age 73 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/11/2022 |
Mrs Kuldip Kaur Deo Individual · British · DOB 02/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/11/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FREEPORT SCOTLAND LIMITED→ SC087372 · est 1984 | £2.26M £1.92M–£2.60M | — | £2.26M | — | 42y | 83 | 65y |
| ROBB DONALD & CO. LIMITED→ SC109886 · est 1988 | £1.67M £1.42M–£1.92M | — | £1.67M | — | 38y | 83 | 76y |
| DOONBANK INVESTMENTS LIMITED→ SC089875 · est 1984 | £1.61M £1.37M–£1.85M | — | £1.61M | — | 41y | 83 | 69y |
| BUILDWAYS LIMITED→ SC035627 · est 1960 | £652.9k £555.0k–£750.9k | — | £652.9k | — | 65y | 82 | 72y |
| DAEDALUS PROPERTIES LIMITED→ SC222335 · est 2001 | £637.0k £541.5k–£732.6k | — | £637.0k | — | 24y | 82 | 67y |
| DS PROPERTY MANAGEMENT LIMITED→ SC372145 · est 2010 | £234.1k £199.0k–£269.2k | — | £234.1k | — | 16y | 83 | 61y |
| AYRSHIRE PROPERTY MANAGEMENT LTD.→ SC387933 · est 2010 | £203.4k £172.9k–£234.0k | — | £203.4k | — | 15y | 82 | 69y |
| DABART LIMITED→ SC169972 · est 1996 | £198.2k £168.5k–£227.9k | — | £198.2k | — | 29y | 82 | 79y |
| CITY TYRES & EXHAUSTS LIMITED→ SC186944 · est 1998 | £193.0k £164.0k–£221.9k | — | £193.0k | — | 27y | 82 | 80y |
| MCG PROPERTIES LIMITED→ SC297086 · est 2006 | £111.8k £95.0k–£128.6k | — | £111.8k | — | 20y | 83 | 71y |
| J G D PROPERTIES LIMITED→ SC254693 · est 2003 | £97.6k £82.9k–£112.2k | — | £97.6k | — | 22y | 82 | 77y |
| CROSSING PROPERTIES LTD.→ SC170722 · est 1996 | £83.5k £71.0k–£96.0k | — | £83.5k | — | 29y | 82 | 78y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-11-18
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1 Simonsburn Road
Kilmarnock
Ayrshire
KA1 5LA
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (2 active · 0 resigned)
DEO, Kuldip Kaur→
Activedirector · ~68y · appointed 2022-11-18
View their other companies + combined net worth →
DEO, Mohinder Singh→
Activedirector · ~73y · appointed 2022-11-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
13
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 13/06/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-10
change-account-reference-date-company-previous-extended
accounts · AA01
2024-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26