HOUSES TO RENT AYRSHIRE LIMITED
🌿Early-stageactive
SC750779 · ltd · incorporated 2022-11-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 73-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
13 live charges · oldest 2.9y
30/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.9 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-22🔒Charge registered #13Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #12Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #11Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #10Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #9Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #8Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #7Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #6Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #5Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #4Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #3Lender: Aldermore Bank PLC
- 2023-06-22🔒Charge registered #2Lender: Aldermore Bank PLC
- 2023-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-13🔒Charge registered #1Lender: Aldermore Bank PLC
- 2022-11-18🏢Company incorporatedAs HOUSES TO RENT AYRSHIRE LIMITED
- 2022-11-18➕DEO, Kuldip Kaur appointeddirector
- 2022-11-18➕DEO, Mohinder Singh appointeddirector
- 2022-11-18📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mohinder Singh Deo Individual · British · DOB 06/1953 · age 73 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/11/2022 |
Mrs Kuldip Kaur Deo Individual · British · DOB 02/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/11/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BARRA SHELL LIMITED→ SC293764 · est 2005 | — | — | — | 200 | 20y | 83 | 60y |
| RN PROPERTY (AYRSHIRE) LTD→ SC815959 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RODMARK HOLDINGS LTD→ SC654254 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| SAVVI PROPERTY LTD→ SC759591 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| SILVERCREST HOLDINGS LTD→ SC817818 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SPENCE PROPERTY TRADING LTD→ SC823123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| T & R PROPERTY DEVELOPMENT LTD→ SC853253 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THISTLE HOMES LIMITED→ SC820482 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| TOWER PROPERTIES (AYRSHIRE) LIMITED→ SC597333 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| W & S PROPERTY DEVELOPMENTS LTD→ SC517417 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| WELLSHORE LIMITED→ SC305252 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| WEST GEORGE ST. LTD→ SC629444 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-11-18
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1 Simonsburn Road
Kilmarnock
Ayrshire
KA1 5LA
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (2 active · 0 resigned)
DEO, Kuldip Kaur→
Activedirector · ~68y · appointed 2022-11-18
View their other companies + combined net worth →
DEO, Mohinder Singh→
Activedirector · ~73y · appointed 2022-11-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
13
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 13/06/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-10
change-account-reference-date-company-previous-extended
accounts · AA01
2024-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26