GJF FINANCIAL CONSULTANTS LIMITED
🌿Early-stageactive
SC754874 · ltd · incorporated 2023-01-10
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£152.0k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £151,955
Net assets shrinking
Down £569 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£152k
~ YoY
Current Assets
£157k
↓ 26% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £152.0k | £152.5k |
| Current assets | £156.8k | £211.0k |
| Net assets | £152.0k | £152.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-16📄capital-name-of-class-of-sharescapital · SH08
- 2023-03-15📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-03-14📄memorandum-articlesincorporation · MA
- 2023-03-14📄resolutionresolution · RESOLUTIONS
- 2023-03-01📄capital-allotment-sharescapital · SH01
- 2023-02-17✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-02-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-02-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-02-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-10➕FARMER, Gillian Lesley appointeddirector
- 2023-02-10➕FARMER, Gordon James appointeddirector
- 2023-02-10➖FORBES, Neil David resigneddirector
- 2023-02-10➖GARDNER, Ross Scott resigneddirector
- 2023-01-10🏢Company incorporatedAs GJF FINANCIAL CONSULTANTS LIMITED
- 2023-01-10➕STRONACHS SECRETARIES LIMITED appointedcorporate-secretary
- 2023-01-10➕FORBES, Neil David appointeddirector
- 2023-01-10➕GARDNER, Ross Scott appointeddirector
- 2023-01-10📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Gillian Lesley Farmer Individual · British · DOB 01/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/02/2023 |
Mr Gordon James Farmer Individual · British · DOB 03/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/02/2023 |
1 historic (ceased) PSC
- Stronachs Nominees Limitedceased 10/02/2023· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| G H C LEITH (PROPERTIES) LIMITED→ SC062662 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| G M AGRICULTURAL LIMITED→ SC259794 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| G&L SOLUTIONS LTD→ SC570831 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GARY MCNAMARA ENGINEERING SERVICES LTD.→ SC390007 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| GB ESTIMATING SOLUTIONS LTD→ SC434407 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| GEBS CONSULTING LIMITED→ SC666471 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GEORGE VANCE INSPECTION LTD→ SC643343 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GETSLOCAL UK LTD→ SC665050 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GILES RENEWABLES LIMITED→ SC381483 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| GILLS NAIL DESIGNS LTD→ SC770353 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| GKK OFFSHORE SERVICES LTD→ SC638658 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GLACIER ENERGY SERVICES LIMITED→ SC188687 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-01-10
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
28 Albyn Place
Aberdeen
AB10 1YL
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (3 active · 2 resigned)
STRONACHS SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2023-01-10
View their other companies + combined net worth →
FARMER, Gillian Lesley→
Activedirector · ~43y · appointed 2023-02-10
View their other companies + combined net worth →
FARMER, Gordon James→
Activedirector · ~45y · appointed 2023-02-10
View their other companies + combined net worth →
FORBES, Neil David→
Resigneddirector · ~56y · appointed 2023-01-10 · resigned 2023-02-10
GARDNER, Ross Scott→
Resigneddirector · ~49y · appointed 2023-01-10 · resigned 2023-02-10
Click a director name to see their full track record across all companies.
Recent filings (19 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-07
capital-name-of-class-of-shares
capital · SH08
2023-03-16
change-account-reference-date-company-current-extended
accounts · AA01
2023-03-15
memorandum-articles
incorporation · MA
2023-03-14
resolution
resolution · RESOLUTIONS
2023-03-14
capital-allotment-shares
capital · SH01
2023-03-01
certificate-change-of-name-company
change-of-name · CERTNM
2023-02-17
termination-director-company-with-name-termination-date
officers · TM01
2023-02-16
termination-director-company-with-name-termination-date
officers · TM01
2023-02-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-02-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-02-16