GREENMOUNT ASSETS LTD
- 68209Other letting and operating of own or leased real estate
Opportunity 71/100 (strong), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 1.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.2 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (15 events)Click to expand
- 2026-01-28📄mortgage-create-with-deedmortgage · MR01
- 2025-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-03🔒Charge registered #4Lender: Vida Bank Limited Trading as Vida Homeloans
- 2025-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-21🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2025-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-19🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2025-02-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-14🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2024-09-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-20🏢Company incorporatedAs GREENMOUNT ASSETS LTD
- 2023-02-20➕GARCIA-ZARAGOZA VILLA, Paula appointeddirector
- 2023-02-20➕GIBBS, Thomas Graham appointeddirector
- 2023-02-20📄incorporation-companyincorporation · NEWINC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Paula Garcia-Zaragoza Villa Individual · Spanish · DOB 03/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/02/2023 |
Mr Thomas Graham Gibbs Individual · British · DOB 11/1985 · age 41 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/02/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vida Bank Trading as Vida Homeloans Vida Bank Limited Trading as Vida Homeloans | A registered charge | 1 property | 03/12/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 21/08/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 19/02/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 14/02/2025 | — |