SMC PROPERTY GROUP LTD
💤Zombieactive
SC767465 · ltd · incorporated 2023-04-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-78.2k
book net assets
Opportunity
63/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 63/100 (worth a look), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
26 live charges · 6 lenders · oldest 2.7y
0/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.7 years old — likely still in initial term.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
26 charges (26/26 with lender, 26/26 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
63
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £78,166
Key financials
2 years extracted from filed iXBRL accountsCash
£49k
Net Worth
-£78k
↓ 176% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £-78.2k | £-28.4k |
| Cash | £48.9k | — |
| Net assets | £-78.2k | £-28.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 address
- • 1 confirmation-statement
Last 90 days
3
filings
- • 1 address
- • 1 confirmation-statement
- • 1 mortgage
Last 180 days
5
filings
- • 3 mortgage
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2026-05-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-26🔓Charge satisfied #16
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-27🔒Charge registered #25Lender: Together Commercial Finance Limited
- 2026-01-21🔒Charge registered #26Lender: Together Commercial Finance Limited
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-29🔒Charge registered #23Lender: Lendinvest Btl Limited
- 2025-10-28🔒Charge registered #24Lender: Lendinvest Btl Limited
- 2025-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-06🔓Charge satisfied #14
- 2025-08-04🔒Charge registered #22Lender: Together Commercial Finance Limited
- 2025-08-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-07🔒Charge registered #21Lender: Together Commercial Finance Limited
- 2025-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-20🔒Charge registered #20Lender: Together Commercial Finance Limited
- 2025-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-02🔒Charge registered #19Lender: Aldermore Bank PLC
- 2025-05-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-02🔒Charge registered #18Lender: Aldermore Bank PLC
- 2025-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-04🔓Charge satisfied #11
- 2025-02-04🔓Charge satisfied #7
- 2025-02-04🔓Charge satisfied #3
- 2025-01-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-21🔒Charge registered #17Lender: Shawbrook Bank Limited
- 2025-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-07🔒Charge registered #16Lender: Together Commercial Finance Limited
- 2025-01-06🔒Charge registered #15Lender: Paratus Amc Limited
- 2024-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-23🔒Charge registered #14Lender: Together Commercial Finance Limited
- 2024-12-12🔒Charge registered #12Lender: Together Commercial Finance Limited
- 2024-12-11🔒Charge registered #13Lender: Together Commercial Finance Limited
- 2024-10-02🔒Charge registered #10Lender: Lendinvest Btl Limited
- 2024-09-23🔒Charge registered #11Lender: Together Commercial Finance Limited
- 2024-08-29🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2024-08-23🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2024-08-23🔒Charge registered #7Lender: Together Commercial Finance Limited
- 2024-03-26🔒Charge registered #6Lender: Paratus Amc Limited
- 2023-10-26🔓Charge satisfied #4
Showing most recent 50 of 57 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med · 2 low8 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-01-27: A registered charge; 2026-01-21: A registered charge; 2025-10-29: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
20 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sean Michael Connor Individual · British · DOB 02/1987 · age 39 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/04/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| S S KHAIRA LTD→ SC602601 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SQUIDO UK LIMITED→ SC798792 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SR PROPERTIES AND INVESTMENTS LIMITED→ SC867772 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SRE (HUNTLY) LTD→ SC652501 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| SSM PROPERTIES (GLASGOW) LTD→ SC461845 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| SSMCG LTD→ SC823523 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SSSA LEISURE LTD→ SC852474 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ST ANDREWS ESTATES (SCOTLAND) LIMITED→ SC271716 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| STABLE PROPERTY HOLDINGS LIMITED→ SC751849 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| STAFFA ROCK PLC→ SC508267 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| STAG HOMEBUYERS LTD→ SC554677 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| STAG PROPERTIES LTD.→ SC232325 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-04-27
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
The Kelvin Building Bramah Avenue
East Kilbride
Glasgow
G75 0RD
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26
Officers (1 active · 0 resigned)
CONNOR, Sean Michael→
Activedirector · ~39y · appointed 2023-04-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
26
Total charges
20
Outstanding
6
Active lenders
Status:Lender:26 of 26 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 27/01/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/01/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 29/10/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 28/10/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 04/08/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 07/07/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 20/06/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 02/06/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 02/05/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 21/01/2025 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/01/2025 | 26/02/2026 | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 2 properties | 06/01/2025 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/12/2024 | 06/08/2025 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 12/12/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 11/12/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 02/10/2024 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/09/2024 | 04/02/2025 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 29/08/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 23/08/2024 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/08/2024 | 04/02/2025 | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 26/03/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 25/10/2023 | — | |
| satisfied | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 20/10/2023 | 26/10/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/09/2023 | 04/02/2025 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/09/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 18/09/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-07
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-06