INCHGARVIE LIMITED

🌿Early-stageactive
SC773636 · ltd · incorporated 2023-06-23
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£50.5k
book net assets
Opportunity
75/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Management consultancy activities other than financial management
Sector: Professional, scientific & technical
Investor take
Pursue
Asset-holding vehicle with a 72-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -59% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £50,536
Cash draining
Cash down 59% YoY
Cash YoY
-59%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£13k
↓ 59% YoY
Net Worth
£51k
↑ 149% YoY
Current Assets
£13k
↓ 60% YoY
Current Liabilities
—
£0£10k£20k£30k£40k£51kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£50.5k£20.3k
Current assets£12.5k£31.4k
Cash£12.5k£30.5k
Debtors—£913
Net assets£50.5k£20.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (5 events)Click to expand
  1. 2026-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-06-23
    🏢
    Company incorporated
    As INCHGARVIE LIMITED
  4. 2023-06-23
    ➕
    CARRUTHERS, James Maxwell appointed
    director
  5. 2023-06-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Young company: Only 2.9 years old — management layer unlikely to be developed.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr James Maxwell Carruthers
Individual · British · DOB 11/1954 · age 72
75–100%
75–100%board control75-100% shares · 75-100% voting · board control23/06/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Professional services · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
MCGHEE GROUP LIMITED→
SC362390 · est 2009
£20.62M
£15.19M–£26.04M
———16y8767y
I3WORKS LTD→
SC477423 · est 2014
£16.71M
£12.31M–£21.11M
£38.15M—1420012y9261y
24/26 HOLDINGS LTD→
SC470528 · est 2014
£4.81M
£3.54M–£6.07M
——2612y8567y
INTERLOCK INVESTMENTS LIMITED→
SC057982 · est 1975
£3.26M
£2.40M–£4.11M
——2050y8472y
SKYVISION INTERNATIONAL LIMITED→
SC153156 · est 1994
£837.2k
£616.9k–£1.06M
£680.4k—10031y8865y
ACCU-TECH SYSTEMS LIMITED→
SC223891 · est 2001
£22.3k
£16.4k–£28.2k
£413.2k—30024y8558y
'A' FLIGHT AVIATION LIMITED→
SC157855 · est 1995
——£6.9k—31y8372y
ADVANCED ASSET CONSULTANTS LIMITED→
SC362302 · est 2009
———1316y8363y
AKELA PLANT HIRE LTD→
SC313584 · est 2006
——£1.69M—19y8358y
ANDERSON KNIGHT LIMITED→
SC214850 · est 2001
———230025y8363y
ASSISTING SUCCESS LIMITED→
SC294900 · est 2005
——£29.2k—20y8362y
BIO-IMAGES DRUG DELIVERY LTD→
SC383233 · est 2010
———015y8382y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-06-23
Jurisdictionscotland
Primary SIC70229 — Management consultancy activities other than financial management

Registered office

5 Upper Colquhoun Street
Helensburgh
G84 9AQ
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-06
Last: 2025-06-22

Officers (1 active · 0 resigned)

CARRUTHERS, James Maxwell→
director · ~72y · appointed 2023-06-23
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (5 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-17
incorporation-company
incorporation · NEWINC
2023-06-23