CRAIGOWER LIMITED
🌿Early-stageactive
SC791921 · ltd · incorporated 2023-12-08
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
6
filings
- • 4 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2026-03-20📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-12-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-08🏢Company incorporatedAs CRAIGOWER LIMITED
- 2023-12-08➕UNDERWOOD, Ian Chrystie, Mr. appointeddirector
- 2023-12-08➕UNDERWOOD, Sherri Lee, Mrs. appointeddirector
- 2023-12-08📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Alison Kirsty Underwood Individual · British · DOB 09/1990 · age 36 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/12/2025 |
Miss Lynsey Claire Underwood Individual · British · DOB 07/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/12/2025 |
Mr. Ian Chrystie Underwood Individual · British · DOB 07/1959 · age 67 | — | — | sig. influencesignificant influence | 08/12/2023 |
Mrs. Sherri Lee Underwood Individual · British · DOB 03/1956 · age 70 | — | — | sig. influencesignificant influence | 08/12/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| C & M PROPERTIES (FIFE) LTD→ SC877778 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| C&L EVERGREEN LIMITED→ SC726192 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CASTALIA LIMITED→ SC700087 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CLUNIE INVESTMENTS LTD→ SC660373 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| COMFORT HOME CARE 24 LTD→ SC790975 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CORPS PROPERTIES 1664 LIMITED→ SC570082 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CRANNOG PROPERTY GLENROTHES LIMITED→ SC847774 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CROWN PUB HOLDINGS LTD→ SC857367 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRYSTAL PROPERTIES (SCOTLAND) LIMITED→ SC864754 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CSA LANDCO LIMITED→ SC801480 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CSJ PROPERTY MANAGEMENT LIMITED→ SC578431 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CTF PROPERTIES LIMITED→ SC349374 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-12-08
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Craigower
9 Windmill Road
St Andrews
Fife
KY16 9JJ
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (2 active · 0 resigned)
UNDERWOOD, Ian Chrystie, Mr.→
Activedirector · ~67y · appointed 2023-12-08
View their other companies + combined net worth →
UNDERWOOD, Sherri Lee, Mrs.→
Activedirector · ~70y · appointed 2023-12-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (10 total)
change-account-reference-date-company-current-extended
accounts · AA01
2026-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-28
accounts-with-accounts-type-dormant
accounts · AA
2025-02-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-12
incorporation-company
incorporation · NEWINC
2023-12-08