STOW BRAE PROPERTIES LTD
🌿Early-stageactive
SC798498 · ltd · incorporated 2024-02-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£-31.8k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Property-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 1.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £31,840
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£32k
Current Assets
£284k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-02-28 |
|---|---|
| Total assets | £632.0k |
| Current assets | £284.0k |
| Net assets | £-31.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
4
filings
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
4
filings
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-04-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-04-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-04-07📄gazette-notice-compulsorygazette · GAZ1
- 2025-06-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-09🔒Charge registered #2Lender: Caledonian Heritable Limited
- 2024-08-01🔒Charge registered #1Lender: Caledonian Heritable Limited
- 2024-07-29➕DAVIDSON, David Samuel Grant appointeddirector
- 2024-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-09🏢Company incorporatedAs STOW BRAE PROPERTIES LTD
- 2024-02-09➕DAVIDSON, Lisa appointeddirector
- 2024-02-09➕WOODING, Kate Jessica appointeddirector
- 2024-02-09📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Kate Jessica Wooding Individual · British · DOB 03/1973 · age 53 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/02/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE WAYFARER PROPERTIES LTD.→ SC230423 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| THIRD SECTOR SPACE LTD→ SC645980 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| THISTLE PROPERTY SERVICES LTD→ SC854385 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TIGER SABHARWAL PROPERTIES LIMITED→ SC702588 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TILLY PROPERTY SERVICES LTD→ SC698383 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TIMENOW LIMITED→ SC081815 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| TNT PROPERTY DEVELOPMENTS LTD→ SC841010 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| TOFF PROPERTY & LETTING LIMITED→ SC739306 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| TOM TOM PROPERTY LIMITED→ SC261761 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| TORWOOD ESTATES LTD→ SC641254 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| TOUCHWOOD PROPERTIES LIMITED→ SC181895 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| TOWN PROPERTY MANAGEMENT LIMITED→ SC653465 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-02-09
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
Ardmore Mid Lodge
Cardross
Dumbarton
G82 5HE
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-22
Last: 2026-02-08
Officers (3 active · 0 resigned)
DAVIDSON, David Samuel Grant→
Activedirector · ~67y · appointed 2024-07-29
View their other companies + combined net worth →
DAVIDSON, Lisa→
Activedirector · ~36y · appointed 2024-02-09
View their other companies + combined net worth →
WOODING, Kate Jessica→
Activedirector · ~53y · appointed 2024-02-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Caledonian Heritable Caledonian Heritable Limited | A registered charge | 1 property | 09/08/2024 | — | |
| outstanding | Caledonian Heritable Caledonian Heritable Limited | A registered charge | — | 01/08/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (12 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-29
gazette-filings-brought-up-to-date
gazette · DISS40
2026-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-13
gazette-notice-compulsory
gazette · GAZ1
2026-04-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-15
appoint-person-director-company-with-name-date
officers · AP01
2024-07-29
incorporation-company
incorporation · NEWINC
2024-02-09