MAC ASSET & PROPERTY LTD
🌱Startupactive
SC826606 · ltd · incorporated 2024-10-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 1.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
11
filings
- • 5 persons-with-significant-control
- • 4 officers
- • 1 change-of-name
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-05✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-14➕MACDONALD, Melissa appointeddirector
- 2025-11-14➖WALKER, Elio resigneddirector
- 2025-03-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-20🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2024-10-22🏢Company incorporatedAs MAC ASSET & PROPERTY LTD
- 2024-10-22➕MACDONALD, Callum Ryan appointeddirector
- 2024-10-22➕MACDONALD, Callum Ryan appointeddirector
- 2024-10-22➖MACDONALD, Callum Ryan resigneddirector
- 2024-10-22➕WALKER, Elio appointeddirector
- 2024-10-22📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-12-05: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Melissa Macdonald Individual · British · DOB 04/1995 · age 31 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 14/11/2025 |
Mr Callum Ryan Macdonald Individual · British · DOB 03/1995 · age 31 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/10/2024 |
2 historic (ceased) PSCs
- Mr Elio Walkerceased 14/11/2025· 25-50% shares · 25-50% voting · board control
- Mr Callum Ryan Macdonaldceased 22/10/2024· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| NELSO HOLDINGS LIMITED→ SC656647 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| NICO SIMEONE LIMITED→ SC609109 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| NUTWOOD PROPERTY LIMITED→ SC790202 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| OMNI RETAIL GROUP LTD→ SC818071 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ORCADIA GROUP LIMITED→ SC737174 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ORCHY GROUP HOLDINGS LIMITED→ SC845000 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| OVERTOUN (HOLDINGS) LIMITED→ SC646483 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| OXANE ENERGY HOLDINGS LIMITED→ SC801802 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| PADEL CLUB GROUP LIMITED→ SC873335 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PASSPORT (WHISKY) LIMITED→ SC540303 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| PEEL LAND AND PROPERTY (JAMES WATT DOCK) LIMITED→ SC337879 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| PEGASUS CONSULTANCY LIMITED→ SC602530 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-10-22
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
9 Royal Crescent
Glasgow
G3 7SP
Scotland
Filing status
Accounts
Next due: 2026-07-22
Last made up to: —
Confirmation statement
Next due: 2026-12-09
Last: 2025-11-25
Officers (2 active · 2 resigned)
MACDONALD, Callum Ryan→
Activedirector · ~31y · appointed 2024-10-22
View their other companies + combined net worth →
MACDONALD, Melissa→
Activedirector · ~31y · appointed 2025-11-14
View their other companies + combined net worth →
MACDONALD, Callum Ryan→
Resigneddirector · ~31y · appointed 2024-10-22 · resigned 2024-10-22
WALKER, Elio→
Resigneddirector · ~35y · appointed 2024-10-22 · resigned 2025-11-14
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 20/03/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-25
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-25
appoint-person-director-company-with-name-date
officers · AP01
2025-11-25
termination-director-company-with-name-termination-date
officers · TM01
2025-11-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-25
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-25
appoint-person-director-company-with-name-date
officers · AP01
2025-11-25
termination-director-company-with-name-termination-date
officers · TM01
2025-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-24
incorporation-company
incorporation · NEWINC
2024-10-22