HOUSE OF SHIELDS FINANCIAL ADVICE LTD
🌱Startupactive
SC830950 · ltd · incorporated 2024-12-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70221Financial management
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: low (54/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
3 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (5 events)Click to expand
- 2024-12-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-04🏢Company incorporatedAs HOUSE OF SHIELDS FINANCIAL ADVICE LTD
- 2024-12-04➕MURPHY, Kenneth appointeddirector
- 2024-12-04➕SHIELDS, Ross appointeddirector
- 2024-12-04📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "SHIELDS" — strong identity link between founder and business.
- +Young company: Only 1.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kenneth Murphy Individual · Irish · DOB 10/1983 · age 43 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 04/12/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| HOXTON VENTURES IV, (SCOT) LTD→ SC818164 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JPMAM RE GP 2 LIMITED→ SC324322 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| KILGOUR INVESTMENTS LIMITED→ SC555112 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| KILWAUGHTER CONSULTANTS LTD.→ SC351701 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| KK ADVISER LTD→ SC761416 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| KSF III GP LIMITED→ SC672712 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| L3 INVESTMENT HOLDINGS GP LIMITED→ SC521123 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| L4 INVESTMENT HOLDINGS GP LIMITED→ SC571533 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| L5 INVESTMENT HOLDINGS GP LIMITED→ SC581677 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LAKEJEWIS LIMITED→ SC770277 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LANXING CAPITAL LIMITED→ SC576766 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LARCHPOINT 1B RB CARRY GP LIMITED→ SC677790 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-12-04
Jurisdictionscotland
Primary SIC64922 — Activities of mortgage finance companies
Registered office
5 Esk Valley Terrace
Dalkeith
Midlothian
EH22 3FT
Scotland
Filing status
Accounts
Next due: 2026-09-04
Last made up to: —
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03
Officers (2 active · 0 resigned)
MURPHY, Kenneth→
Activedirector · ~43y · appointed 2024-12-04
View their other companies + combined net worth →
SHIELDS, Ross→
Activedirector · ~39y · appointed 2024-12-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (3 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-12
incorporation-company
incorporation · NEWINC
2024-12-04