R&J PROPERTIES SCOTLAND LTD
🌱Startupactive
SC831222 · ltd · incorporated 2024-12-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 1.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
4 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 address
Last 180 days
2
filings
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (7 events)Click to expand
- 2026-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-03🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2024-12-09🏢Company incorporatedAs R&J PROPERTIES SCOTLAND LTD
- 2024-12-09➕MCGREGOR, Riess Caleb appointeddirector
- 2024-12-09➕MCKENNA, Jade appointeddirector
- 2024-12-09📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.4 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Riess Caleb Mcgregor Individual · British · DOB 03/1998 · age 28 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/12/2024 |
Miss Jade Mckenna Individual · British · DOB 11/1998 · age 28 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/12/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SCOTLET LTD→ SC429842 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| SCOTTISH EVENT CAMPUS LIMITED→ SC082081 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| SCOTVEST PROPERTY LTD→ SC849353 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SDC INVESTCO LIMITED→ SC711190 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| SEATH ROAD PROPERTIES LTD→ SC697878 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| SERENIQUE HOMES LTD→ SC852906 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SEVENTY PROPERTIES LIMITED→ SC622273 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| SG & SONS LTD→ SC784545 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SGT PROPERTY SCOTLAND LTD→ SC666423 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| SHABB PROPERTIES LTD→ SC619090 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| SHALLIE HOMES LTD→ SC761333 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| SHARAABI LTD→ SC720452 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-12-09
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
115 Summerlee Street
C/O Mcgregors
Glasgow
G33 4DB
Scotland
Filing status
Accounts
Next due: 2026-09-09
Last made up to: —
Confirmation statement
Next due: 2026-12-22
Last: 2025-12-08
Officers (2 active · 0 resigned)
MCGREGOR, Riess Caleb→
Activedirector · ~28y · appointed 2024-12-09
View their other companies + combined net worth →
MCKENNA, Jade→
Activedirector · ~28y · appointed 2024-12-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 03/02/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (4 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-06
incorporation-company
incorporation · NEWINC
2024-12-09