J & J INVESTMENT GROUP LTD
Opportunity 65/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 2 lenders · oldest 0.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.5 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 3 mortgage
- • 1 confirmation-statement
Corporate timeline (17 events)Click to expand
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-04🔒Charge registered #7Lender: Shawbrook Bank Limited
- 2026-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-24🔒Charge registered #6Lender: Together Commercial Finance Limited
- 2025-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-22🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2025-11-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-07🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-27🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2025-10-27🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2025-10-27🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2025-01-24🏢Company incorporatedAs J & J INVESTMENT GROUP LTD
- 2025-01-24➕MITHOFF, Julian Michael appointeddirector
- 2025-01-24📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-02-04: A registered charge; 2025-12-24: A registered charge; 2025-12-22: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Julian Michael Mithoff Individual · British · DOB 04/1996 · age 30 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 24/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ISLAR PROPERTY LTD→ SC656531 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| IWAJU PROPERTY SOLUTIONS LIMITED→ SC806180 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JANE STREET PROPERTIES LIMITED→ SC666253 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| JAY HOGARTY PROPERTIES LTD→ SC682684 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| JD BELPER LIMITED→ SC807808 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JDS INVESTMENTS EDINBURGH LTD→ SC695508 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| JE&CA ASSOCIATES LTD→ SC606059 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| JEAN HAMILTON PROPERTIES LIMITED→ SC803480 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JEFFERIES JAMES UK LIMITED→ SC698342 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| JENNANT PROPERTY LIMITED→ SC783939 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JICE PROPERTIES LTD→ SC819317 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JIEUN PROPERTY LTD→ SC823477 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 04/02/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 24/12/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 22/12/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 07/11/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 27/10/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 27/10/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 27/10/2025 | — |