JAY HOGARTY PROPERTIES LTD

🏛️Establishedactive
SC682684 · ltd · incorporated 2020-12-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£12.1k
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

7 live charges · 6 lenders · oldest 4.7y

25/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Charge age ~4.7 years — mid-life; refi window approaching.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
79
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £12,051
Net assets shrinking
Down £11,937 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£12k
↓ 50% YoY
Current Assets
£68k
↑ 182% YoY
Current Liabilities
—
£0£14k£27k£41k£55k£68kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£762.9k£618.2k
Current assets£68.4k£24.3k
Net assets£12.1k£24.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
11
filings
  • • 4 officers
  • • 4 persons-with-significant-control
  • • 2 address
Last 180 days
11
filings
  • • 4 officers
  • • 4 persons-with-significant-control
  • • 2 address
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-03-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-03-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-03-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2026-03-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2026-03-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2026-03-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2026-03-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2026-03-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2026-03-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2026-03-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2025-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2025-02-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2025-02-18
    🔒
    Charge registered #7
    Lender: Donnie John Calder
  14. 2024-11-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2024-07-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2024-07-17
    🔒
    Charge registered #6
    Lender: Aldermore Bank PLC
  17. 2024-07-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2024-07-12
    🔓
    Charge satisfied #5
  19. 2023-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2023-07-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2023-06-30
    🔒
    Charge registered #5
    Lender: Hayward Pensions Limited
  22. 2023-06-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2023-06-15
    🔒
    Charge registered #4
    Lender: The Mortgage Lender Limited
  24. 2023-04-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2023-04-03
    🔒
    Charge registered #3
    Lender: The Mortgage Lender Limited
  26. 2022-11-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  27. 2022-11-02
    🔒
    Charge registered #2
    Lender: Hayward Pensions Limited and Jago Hogarty and John Mcknight (As Trustees of the Hogarty and Mcknight Ssas Ventures)
  28. 2022-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  29. 2021-10-12
    🔒
    Charge registered #1
    Lender: Shawbrook Bank Limited
  30. 2020-12-02
    🏢
    Company incorporated
    As JAY HOGARTY PROPERTIES LTD
  31. 2020-12-02
    ➕
    HOGARTY, Jago William appointed
    director
  32. 2020-12-02
    ➕
    MCKNIGHT, John appointed
    director

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "HOGARTY" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

2 low
6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Jago William Hogarty
Individual · British · DOB 03/1974 · age 52
25–50%
—25-50% shares02/12/2020
Mr John Mcknight
Individual · British · DOB 06/1967 · age 59
25–50%
—25-50% shares02/12/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-12-02
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Delta House, Office 22
Carmondean Centre South
Livingston
West Lothian
EH54 8PT
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-05-06
Last: 2026-04-22

Officers (2 active · 0 resigned)

HOGARTY, Jago William→
director · ~52y · appointed 2020-12-02
View their other companies + combined net worth →
Active
MCKNIGHT, John→
director · ~59y · appointed 2020-12-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
6
Outstanding
5
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Donnie John Calder / Lauren Calder
A registered charge1 property18/02/2025—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property17/07/2024—
satisfied
Hayward Pensions / Trustees of Hogarty & Mcknight Ssas Ventures
Hayward Pensions Limited / Trustees of Hogarty & Mcknight Ssas Ventures
A registered charge1 property30/06/202312/07/2024
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property15/06/2023—
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property03/04/2023—
outstanding
Hayward Pensions and Jago Hogarty and John Mcknight (As Trustees of the Hogarty and Mcknight Ssas Ventures)
Hayward Pensions Limited and Jago Hogarty and John Mcknight (As Trustees of the Hogarty and Mcknight Ssas Ventures)
A registered charge2 properties02/11/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property12/10/2021—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (35 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-12
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-31
change-person-director-company-with-change-date
officers · CH01
2026-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-18
change-person-director-company-with-change-date
officers · CH01
2026-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-04