MLL HOMES LTD
Opportunity 69/100 (strong), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 0.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.6 years old — likely still in initial term.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 mortgage
- • 1 confirmation-statement
- • 5 mortgage
- • 1 confirmation-statement
Corporate timeline (17 events)Click to expand
- 2026-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-11🔒Charge registered #5Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2026-03-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-18🔒Charge registered #4Lender: Godiva Mortgages Limited
- 2026-02-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-13🔓Charge satisfied #2
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-07🔒Charge registered #3Lender: Mortgage Works (UK) PLC
- 2025-12-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-03🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2025-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-14🔒Charge registered #1Lender: Godiva Mortgages Limited
- 2025-09-16📄memorandum-articlesincorporation · MA
- 2025-09-16📄resolutionresolution · RESOLUTIONS
- 2025-02-28🏢Company incorporatedAs MLL HOMES LTD
- 2025-02-28➕REYNOLDS, Ian Lee appointeddirector
- 2025-02-28📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 1.2 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-11: A registered charge; 2026-02-18: A registered charge; 2026-02-07: A registered charge
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Lee Reynolds Individual · Scottish · DOB 12/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/02/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| J & E NOMINEES LIMITED→ SC237007 · est 2002 | £3.06M £2.60M–£3.52M | — | £3.06M | — | 23y | 83 | 66y |
| MNA (SCOTLAND) LIMITED→ SC283813 · est 2005 | £637.9k £542.2k–£733.6k | — | £637.9k | — | 21y | 83 | 60y |
| STATION WORKS PROPERTIES LTD.→ SC083127 · est 1983 | £39.9k £33.9k–£45.9k | — | £39.9k | — | 42y | 83 | 79y |
| LOW HOLDINGS (SCOTLAND) LIMITED→ SC412906 · est 2011 | — | — | — | 400 | 14y | 84 | 74y |
| CKS PROPERTIES LIMITED→ SC295259 · est 2006 | — | — | — | 5 | 20y | 83 | 67y |
| EAST OF SCOTLAND COLOUR PRINT LIMITED→ SC343575 · est 2008 | — | — | — | 4 | 17y | 83 | 63y |
| H & H PROPERTIES (UK) LIMITED→ SC267997 · est 2004 | — | — | — | 2300 | 21y | 83 | 73y |
| PANMURE NEWS LIMITED→ SC336255 · est 2008 | — | — | — | 0 | 18y | 83 | 62y |
| RDA PROPERTIES LIMITED→ SC232593 · est 2002 | — | — | — | 0 | 23y | 83 | 85y |
| UREKARMA PROPERTY GROUP LTD→ SC698887 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| WALKER CRAVEN HOMES LIMITED→ SC315031 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| WEST END OFFICE SUITES (DUNDEE) LTD→ SC717149 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 11/03/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 18/02/2026 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 07/02/2026 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 03/12/2025 | 13/02/2026 | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 14/10/2025 | — |